Traveling overseas? Dreading 2% Forex charges consuming your money? HDFC Bank has launched a sweet deal exclusively for Diners Club cardholders! Perform 3 simple transactions at foreign merchant establishments, and 100% Forex markup charges will not be applied (for the first ₹1,000).
Live now until Jan 31, 2026! First 8,000 customers only! No GVP subscribers! Great gift for your Dubai purchase spree or London holiday!
Eligibility: One must be an HDFC Diners Club cardholder. Enable international transactions in the app. Offline POS only (not online, neither ATMs nor EMI).
Super Black Cards: The Bigger Waiver for Bigger Spendthrifts
Diners Club Black, Biz Black, Metal Edition
Terms & Conditions of ₹1,000 Cash
- Create 3 offline spends of $100+ (₹8,300+)
- At non-INR shops (US, UAE, UK, Japan, South Korea OK)
- Reward: Forex fee refund at 100% (Max ₹1,000)
Example: Spend $100 x 3 = $300 (₹25,000). Normal 2% fee = ₹500. Get ₹500 credited by Apr 30, 2026.
Regular Diners: Easy ₹750 Savings
Millennia, Marriott Bonvoy, All Other Diners Card
₹750 Cash Back in Steps
- 3 offline spends ≥ $50+ (₹ 4,150+)
- Same rules: POS terminals, Foreign Currency Merchants
- Reward: Forex fee refund of 100% (max: ₹750)
Example: 50 x 3 = 150 (₹12,500). 2% fee = ₹250. Credit ₹250 by Apr 30, 2026.
Step-by-Step: Claim Your Free Money
- Check Offer: SMS "OFFER" TO 56767 OR CHECK HDFC APP>OFFERS
- Turn On: Enable international transactions (App > Cards > Settings)
- Swipe 3 Times: At foreign stores (McDonald's in Dubai, Tesco in London, etc.)
- Wait: Auto-credit by Apr 30, 2026
- Track: HDFC app > Rewards > Pending Credits
✅ What Counts:
- POS swipe shop/restaurant (foreign money)
- US, UAE, UK, Japan, South Korea included
- Diners Club network (50 lakh+ merchants)
❌ What Doesn't:
- Online purchases (Amazon.com, etc.)
- ATMs, EMI, wallets
- GVP (Global Value Program) users
- INR transactions
Real Savings Examples
| Card Type | 3 Swipes | Total Spend | Forex Saved |
|---|---|---|---|
| Black/Metal | $100 x 3 | ₹25,000 | ₹1,000 max |
| Millennia | $50 x 3 | ₹12,500 | ₹750 max |
| Dubai Trip | $200 shop | ₹16,600 | ₹332 Saved |
Pro Tips:
- Minimum swipe to overcome initial 8,000 limit (Jan 1-15)
- Spread across days/merchants to avoid flags
- Pair with travel: Duty-free + restaurant + supermarket = done!
- Verify check for "Forex Waiver Credit" after April
Why This Rocks?
HDFC barely gives diners any love. Most credit cards come with a 3.5 percent forex markup. Here, there are ZERO charges for the first 3 swipes. Beats competition by miles!
Limited Notification:
Only 8,000 spots left. Going to Jan? Do this NOW. Check the app to see if you're eligible!
The Bottom Line:
Free ₹750-1,000 coffee + shopping money while traveling. The easiest travel hack of 2026