YES Bank Wellness Plus Credit Card 2025
Save over ₹20,000+ every year with fitness + pharmacy rewards + checkups!
Health-first premium! YES Wellness Plus rewards 30 RP/₹200 on pharmacy, 12 free gym/yoga sessions/month, unlimited doctor consults, annual checkups, and 8 lounges/year.
Boost wellness & wallet!
Why Choose YES Wellness Plus in 2025?
15% pharmacy • 12 sessions/month • Free checkups • 3% lounges • Unlimited consults
Best for: Health enthusiasts, frequent travelers, families
Card At a Glance
₹1,499 + GST
₹1,499 + GST
15% Pharmacy | 3% Other
12/Month Free
8 Domestic/Year
2%
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹1,499 + GST |
| Annual Fee | ₹1,499 + GST |
| Health Benefits | Free checkups + sessions |
| Rewards Redemption Fee | ₹99 |
| Foreign Currency Markup | 2% + GST |
| Interest Rate | 3.5% per month |
| Fuel Surcharge Waiver | 1% (max ₹250/month) |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rates (2025)
- 30 RP/₹200 on pharmacy/chemist
- 6 RP/₹200 on all other spends
- No expiry on points
- 1 RP = ₹0.25 vouchers | Airmiles 1:1
- 5X on first PayNow txns
Airport Lounge Access
2 complimentary domestic/quarter (8/year)
Via DreamFolks for primary
Guests ₹2/entry
Insurance & Protection Benefits
- ₹2 Cr air accident
- ₹50L personal accident
- Unlimited doctor consults
- Annual health/dental/eye checkups
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 15% pharmacy rewards | ₹1,499 fee |
| 12 free sessions/month | Limited lounges |
| Free checkups + consults | 3.5% interest |
| 8 domestic lounges | Health focus only |
| No expiry points | |
| Fuel waiver |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Annual Income: ₹6 Lakh
- Credit Score: 750+
- Documents: PAN, Aadhaar, ITR/salary
How to Apply Online (5-Minute Process)
- Go to YES site, pick Wellness Plus
- Fill form for approval
- Upload docs: PAN, Aadhaar, income
- Video KYC fast
- Card in 7-10 days
Final Verdict – Should You Get It in 2025?
Ultimate wellness card! 15% pharmacy + free fitness/checkups = ₹20K+ value. Essential for health-conscious spenders!
Frequently Asked Questions (FAQs)
15% on pharmacy?
Yes! 30 RP/₹200 at chemists.
Fitness sessions?
Yes! 12/month gym/yoga/zumba.
Free checkups?
Yes! Annual health/eye/dental.
Lounges included?
Yes! 8 domestic/year.
Income req?
Yes, ₹6L+ annual.