YES Bank Private Prime Credit Card 2025
Save over ₹1,00,000+ every year with unlimited lounges + 5% int'l + golf perks!
Super-premium invite-only! YES Private Prime unlocks unlimited lounges worldwide, 5% rewards on international, 2.5% domestic, golf rounds/lessons, and ₹9K welcome voucher.
Elite lifestyle for HNIs!
Why Choose YES Private Prime in 2025?
Unlimited lounges • 5% int'l rewards • Golf privileges • Low forex 0.5% • ₹5Cr insurance
Best for: HNIs, global travelers, golf enthusiasts
Card At a Glance
₹20,000 + GST
₹10,000 + GST
5% Int'l | 2.5% Domestic
Unlimited Domestic + International
4 Rounds + Lessons
0.5%
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹20,000 + GST |
| Annual Fee | ₹10,000 + GST (waivable on ₹20L spend) |
| Welcome Benefit | ₹9,000 voucher |
| Rewards Redemption Fee | Zero |
| Foreign Currency Markup | 0.5% + GST |
| Interest Rate | 1.99% per month |
| Fuel Surcharge Waiver | 1% (max ₹1,000/month) |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rates (2025)
- 20 RP/₹100 on international spends
- 10 RP/₹100 on domestic spends
- No expiry on reward points
- 1 RP = ₹0.25 (vouchers) | 1:1 airmiles
- Excludes fuel, cash, fees
Airport Lounge Access
Unlimited domestic lounges for primary + add-on
Unlimited international lounges via Priority Pass
No spend requirement • Guests ₹27/visit
Insurance & Protection Benefits
- ₹5 Cr air accident cover
- ₹1 Cr personal accident
- Credit Shield ₹15L
- 24x7 concierge
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| Unlimited lounges worldwide | Invite-only high eligibility |
| 5% int'l rewards | ₹10K non-waivable fee |
| Golf rounds + lessons | High income required |
| Low 0.5% forex | 1.99% interest |
| ₹5Cr insurance | |
| Concierge service |
Eligibility Criteria & Documents Required
- Age: 25–65 years
- Minimum Annual Income: ₹60 Lakh
- Credit Score: 800+ required
- Documents: PAN, Aadhaar, ITR, salary slips
- Invite-only for HNIs
How to Apply Online (5-Minute Process)
- Contact YES Private RM for invite
- Fill details → Pre-approval
- Upload PAN, Aadhaar, ITR & proofs
- Video KYC (2 minutes)
- Card delivered in 10 days
Final Verdict – Should You Get It in 2025?
Ultimate HNI card! Unlimited lounges + 5% int'l + golf = ₹1L+ value. Must-have for elite global travelers!
Frequently Asked Questions (FAQs)
Unlimited lounges?
Yes! Domestic + Priority Pass international unlimited.
5% int'l confirmed?
Yes! 20 RP/₹100 on foreign spends.
Golf perks?
Yes! 4 rounds + monthly lessons.
Fee waivable?
Yes, on ₹20L annual spend.
High income?
Yes, ₹60L+ + invite needed.