YES Bank Premia Elite Credit Card 2025

Unlimited International Lounges

6% Rewards on Online

Golf Privileges

25% Movie Discounts

Save over ₹50,000+ every year with unlimited int'l + 6% online + movies!

Premium all-rounder! YES Premia Elite offers unlimited int'l lounges, 12 RP/₹200 online, 6 RP offline, golf, 25% BookMyShow, low 2.75% forex.

Elite for travelers & shoppers!

Why Choose YES Premia Elite in 2025?

Unlimited int'l lounges • 6% online • Golf lessons • Movie 25% • Rewards on utilities

Best for: International travelers, online buyers, entertainment

Apply Now → Unlimited Int'l + 6% Online + Golf

Premium Card – ₹999 Annual Fee

Card At a Glance

Joining Fee
₹999 + GST

Annual Fee
₹999 + GST

Reward Rate
6% Online | 3% Other

Lounge Access
Unlimited Int'l + 4 Domestic

Movies
25% BookMyShow

Forex Markup
2.75%

Complete Fees & Charges

Particulars	Details
Joining Fee	₹999 + GST (waive ₹20K spend)
Annual Fee	₹999 + GST (waive ₹2L spend)
Rewards Redemption Fee	₹99
Foreign Currency Markup	2.75% + GST
Interest Rate	3.5% per month
Fuel Surcharge Waiver	1% (max ₹500/month)
Cash Advance Fee	2.5% of amount

Detailed Reward Rates (2025)

12 RP/₹200 online (capped 12K/cycle)
6 RP/₹200 offline
3 RP/₹200 utilities/govt
No expiry
1 RP = ₹0.25 | Airmiles option

Airport Lounge Access

Unlimited international via Priority Pass
1 domestic/quarter
Guests $27

Insurance & Protection Benefits

₹1 Cr air accident
₹50L emergency medical
Credit Shield ₹10L
24x7 concierge

Pros & Cons (Real User View)

Pros	Cons
Unlimited int'l lounges	₹999 fee
6% online rewards	3.5% interest
Golf + movies	Capped online RP
Low forex 2.75%	Moderate income
Easy waivers
Utilities rewards

Eligibility Criteria & Documents Required

Age: 21–60 years
Minimum Annual Income: ₹12 Lakh
Credit Score: 760+
Documents: PAN, Aadhaar, ITR/salary

How to Apply Online (5-Minute Process)

YES site, choose Premia Elite
Fill for pre-approval
Upload PAN/Aadhaar/income
Video KYC
Card in 7-10 days

Final Verdict – Should You Get It in 2025?

Premium value king! Unlimited int'l + 6% online = ₹50K+ value. Ideal for global elites!

Frequently Asked Questions (FAQs)

Unlimited int'l?

Yes! Priority Pass free.

6% online?

Yes! 12 RP/₹200 e-commerce.

Movie discount?

Yes! 25% BookMyShow.

Fee waive?

Yes, ₹20K joining, ₹2L renewal.

Income?

Yes, ₹12L+ annual.

Apply Now – Unlimited Int'l + 6% Online + Golf