YES Bank Marquee Credit Card 2025
Save over ₹1,20,000+ every year with unlimited lounges + 4% rewards!
India's first 24K gold credit card! YES Marquee gives unlimited lounge access worldwide, 4% rewards on ALL spends, 24K gold card, and ₹10,000 welcome benefits.
Premium lifestyle for high spenders!
Why Choose YES Marquee in 2025?
Unlimited lounges worldwide • 4% everywhere • 24K gold card • ₹10K welcome • 1:1 airmiles
Best for: HNIs, high spenders, frequent international travelers
Card At a Glance
₹9,999 + GST
₹9,999 + GST
4% All Spends
Unlimited Domestic + International
24K Gold
2%
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹9,999 + GST |
| Annual Fee | ₹9,999 + GST |
| Welcome Benefit | ₹10,000 vouchers/miles |
| Rewards Redemption Fee | Zero |
| Foreign Currency Markup | 2% + GST |
| Interest Rate | 3.5% per month |
| Fuel Surcharge Waiver | 1% (max ₹1,000/month) |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rates (2025)
- 4% reward rate (8 RP/₹200) on ALL spends
- 1 RP = ₹0.50 (vouchers) | 1:1 airmiles transfer
- No expiry on reward points
- Transfer to 10+ airline/hotel partners
- No exclusions
Airport Lounge Access
Unlimited domestic lounges for primary + add-on
Unlimited international lounges via Priority Pass
No spend requirement • Guests included
Insurance & Protection Benefits
- ₹2 Crore air accident cover
- ₹1 Crore personal accident cover
- ₹50 Lakh emergency medical
- 24K gold card with unique number
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| Unlimited lounges worldwide | ₹9,999 non-waivable fee |
| 4% rewards everywhere | Premium eligibility |
| 24K gold card | 3.5% interest rate |
| No expiry on points | High spenders only |
| 1:1 airmiles transfer | |
| ₹2 Cr insurance |
Eligibility Criteria & Documents Required
- Age: 21–65 years
- Minimum Annual Income: ₹24 Lakh
- Credit Score: 780+ required
- Documents: PAN, Aadhaar, ITR, salary slips
How to Apply Online (5-Minute Process)
- Visit YES Bank website and select Marquee
- Fill details → Pre-approval check
- Upload PAN, Aadhaar, ITR & salary proof
- Video KYC (2 minutes)
- 24K gold card delivered in 10 days
Final Verdict – Should You Get It in 2025?
Best premium gold card! Unlimited lounges + 4% rewards + 24K gold = ₹1.2L+ value. Perfect for HNIs & heavy international travelers!
Frequently Asked Questions (FAQs)
Really 4% everywhere?
Yes! 8 RP/₹200 on ALL spends, no exclusions.
Unlimited lounges confirmed?
Yes! Domestic + Priority Pass international unlimited.
24K gold card?
Yes! Actual 24K gold with unique serial number.
Fee waivable?
No, ₹9,999 annual fee is non-waivable.
High income required?
Yes, ₹24L+ income + 780+ credit score needed.