YES Ace Credit Card 2025

6% Unlimited on Grocery, Food, Apparel

₹1,000 Amazon/Flipkart Vouchers

8 Domestic Lounge Visits/Year

₹749 Fee Waived on ₹2L Spend

Save up to ₹40,000+ every year with 6% unlimited cashback, ₹1,000 vouchers & 8 lounge visits!

If you spend heavily on groceries, Swiggy/Zomato or fashion, the YES Ace Credit Card is currently the highest cashback card in the mid-premium segment!

You get 6% unlimited cashback on grocery, food delivery & apparel, ₹1,000 Amazon/Flipkart vouchers on joining, 8 domestic lounge visits, 1% fuel waiver, low 2.5% forex markup, and only ₹749 annual fee waived on just ₹2 Lakh spend.

Cashback as direct statement credit — no points, no hassle!

Why This Is The Best Grocery + Food Card in 2025?

6% unlimited grocery/food/apparel • ₹1,000 vouchers • 8 lounge visits • Fee waiver ₹2L • 2.5% forex • Direct cashback

Best for: Families, grocery shoppers, foodies, fashion lovers, lounge users

Apply Now → 6% Cashback + ₹1,000 Vouchers + 8 Lounge

Fee Waiver – ₹749 waived on ₹2 Lakh annual spend

Card At a Glance

Joining Fee
₹749 + GST

Annual Fee
₹749 + GST (Waived on ₹2L)

Cashback
6% select | 1.5% others

Welcome
₹1,000 Vouchers

Lounge
8 Domestic/year

Forex
2.5%

Complete Fees & Charges

Detailed Reward Rates (2025)

• 6% unlimited cashback on Grocery, Food Delivery, Apparel (unlimited)
• 1.5% cashback on all other spends
• Cashback credited directly to statement
• 8 domestic lounge visits per year (2 per quarter)

Airport Lounge Access

8 complimentary domestic lounge visits per year (2 per quarter)

Insurance & Protection Benefits

• ₹1 Crore air accident cover
• Purchase protection up to ₹50,000
• Zero lost card liability

Pros & Cons (Real User View)

Eligibility Criteria & Documents Required

• Age: 21–60 years
• Minimum Income: ₹75,000/month salary or ₹12 Lakh ITR
• Credit Score: 750+
• Documents: PAN, Aadhaar, salary slip/ITR, bank statement

How to Apply Online (5-Minute Process)

1. Visit YES Bank website → Credit Cards → Ace Card
2. Click Apply Now → Fill mobile & PAN
3. Upload documents → Video KYC
4. Card delivered in 7–10 days

Final Verdict – Should You Get It in 2025?

If you spend ₹30,000+ monthly on grocery, food & fashion, YES Ace gives you 6% unlimited cashback + ₹1,000 vouchers + 8 lounge visits at just ₹749 fee (easily waived). Still the unbeatable grocery + food king in India — apply now!

Frequently Asked Questions (FAQs)