Titan SBI Credit Card 2025
Save up to ₹45,000+ every year with ₹4,000 voucher, 5% back on watches & jewellery + 4 lounge visits!
If you buy watches, jewellery or eyewear from Titan, Fastrack, Tanishq or Helios, the Titan SBI Credit Card is currently the best jewellery + watch card in India!
You get ₹4,000 Titan voucher on joining, 5% unlimited cashback on all Titan group brands, 4 domestic lounge visits, 1% fuel waiver, BOGO movie tickets, and only ₹2,999 annual fee waived on ₹3 Lakh spend.
Cashback as direct Titan vouchers — perfect for gifting & personal use!
Why This Is The Best Watch & Jewellery Card in 2025?
₹4,000 Titan voucher • 5% unlimited on Titan/Fastrack/Tanishq • 4 lounge visits • BOGO movies • Fee waiver ₹3L
Best for: Watch lovers, jewellery buyers, Titan shoppers, gift buyers, lifestyle seekers
Fee Waiver – ₹2,999 waived on ₹3 Lakh annual spend
Card At a Glance
₹2,999 + GST
₹2,999 + GST (Waived on ₹3L)
₹4,000 Titan Voucher
5% on Titan group
4 Domestic/year
Titan Vouchers
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹2,999 + GST |
| Annual Fee | ₹2,999 + GST (Waived on ₹3L spend) |
| Welcome Benefit | ₹4,000 Titan voucher |
| Foreign Currency Markup | 3.5% + GST |
| Interest Rate | 3.75% per month |
| Fuel Surcharge Waiver | 1% (max ₹100/month) |
Detailed Reward Rates (2025)
- 5% unlimited cashback on Titan, Fastrack, Tanishq, Helios, World of Titan, Mia
- 1% cashback on all other spends
- Cashback as Titan vouchers every month
- Buy 1 Get 1 movie ticket up to ₹500/month
- 4 domestic lounge visits per year (1 per quarter)
Airport Lounge Access
4 complimentary domestic lounge visits per year (1 per quarter)
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- Purchase protection up to ₹50,000
- Zero lost card liability
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| ₹4,000 Titan voucher on joining | ₹2,999 annual fee |
| 5% unlimited on all Titan brands | Only 4 lounge visits |
| 4 domestic lounge visits | 3.5% forex |
| BOGO movie tickets | |
| Fee waiver on ₹3L spend |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Income: ₹8 Lakh p.a.
- Credit Score: 750+
- Documents: PAN, Aadhaar, salary slip/ITR, bank statement
How to Apply Online (5-Minute Process)
- Visit SBI Card website → Titan Card
- Click Apply Now → Fill details
- Upload documents → Video KYC
- Card delivered in 7–10 days
Final Verdict – Should You Get It in 2025?
If you buy watches or jewellery from Titan group even once a year, Titan SBI Card gives you ₹4,000 voucher + 5% unlimited cashback + 4 lounge visits — easily ₹40K+ value every year. Best card for Titan lovers — grab it now!
Frequently Asked Questions (FAQs)
Welcome voucher?
₹4,000 Titan voucher on joining.
5% on which brands?
Titan, Fastrack, Tanishq, Helios, Mia, World of Titan — unlimited.
Lounge access?
4 domestic lounge visits per year.
Fee waiver?
Yes, ₹2,999 waived on ₹3 Lakh spend.