Standard Chartered Super Value Titanium Credit Card 2025
Save more than ₹8,000 every year on fuel, mobile recharge, electricity & daily spends!
If you pay regular fuel, mobile, electricity, gas or broadband bills, the Standard Chartered Super Value Titanium Credit Card is still one of the best cashback cards in 2025.
You get 5% unlimited cashback on fuel (up to ₹200/month), phone & utility bills (up to ₹150/month each), 1 RP per ₹150 on everything else, and the card is often offered Lifetime Free with no joining or annual fee.
Cashback comes directly as statement credit – real money, no points confusion.
Why This Is The Best Bill Payment Card in 2025?
5% fuel • 5% phone & utility bills • 1 RP/₹150 everywhere • Often 100% LTF • Real cashback • Easy approval
Best for: Fuel users, bill payers, families, beginners looking for simple cashback
Lifetime Free Offer – No joining or annual fee for most applicants
Card At a Glance
₹750 (Often waived)
₹750 (Often LTF)
5% (max ₹200/month)
5% (max ₹150 each)
1 RP/₹150
None
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹750 (often waived) |
| Annual Fee | ₹750 (often Lifetime Free) |
| Cashback Credit | Direct statement credit |
| Forex Markup | 3.5% + GST |
| Interest Rate | 3.75% per month |
Detailed Cashback & Rewards (2025)
- 5% cashback on fuel (₹200/month max)
- 5% cashback on phone bills (₹150/month max)
- 5% cashback on utility bills (₹150/month max)
- 1 Reward Point per ₹150 on all other spends
- 500 bonus points on first transaction
- No cashback on wallet loads, rent, EMI
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 5% real cashback on fuel & bills | Cashback capped (₹500/month total) |
| Often 100% Lifetime Free | ₹750 fee if not LTF |
| Simple & direct cashback | No lounge access |
| Good for beginners | 3.5% forex markup |
| 500 welcome points |
Eligibility Criteria & Documents
- Age: 21–60 years
- Good credit score (680+)
- Salaried/self-employed
- Documents: PAN, Aadhaar, salary slip/ITR
How to Apply (2-Minute Process)
- Click “Apply Now” button
- Enter mobile & PAN
- Upload documents
- Video KYC
- Card delivered in 5–7 days
Final Verdict – Should You Get It in 2025?
If you spend ₹4,000+ on fuel & bills monthly, this card gives ₹6,000–₹8,000 real cashback yearly with zero or minimal fees. Best simple cashback card for everyday bills!
Frequently Asked Questions (FAQs)
How much cashback on fuel?
5% up to ₹200 every month.
Is it really Lifetime Free?
Yes, currently offered LTF to most applicants.
Cashback or points?
Real cashback in statement – no points for 5% categories.