Standard Chartered Manhattan Credit Card 2025
Save more than ₹12,000 every year on groceries, daily shopping & everything else!
If you spend regularly on groceries & supermarkets (BigBasket, DMart, Reliance Fresh, etc.), the Standard Chartered Manhattan Credit Card is the best grocery cashback card in 2025.
You get 5% unlimited cashback on all supermarket spends, 3 Reward Points per ₹150 on everything else (worth 1.5–3% value), ₹1,000 welcome voucher, and the card is very often offered 100% Lifetime Free – no joining or annual fee.
Perfect daily driver for families & grocery lovers.
Why This Is The Best Grocery Card in 2025?
5% unlimited supermarket cashback • 3 RP/₹150 everywhere • ₹1,000 welcome voucher • Often LTF • Real cashback + points
Best for: Families, grocery shopping, BigBasket/DMart users, daily spends
100% Lifetime Free – No fee ever for most applicants
Card At a Glance
₹999 (Often waived)
₹999 (Often LTF)
5% unlimited
3 RP/₹150 (1–3% value)
₹1,000 voucher
None
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹999 (often waived) |
| Annual Fee | ₹999 (often Lifetime Free) |
| Welcome Benefit | ₹1,000 supermarket voucher |
| Forex Markup | 3.5% + GST |
| Interest Rate | 3.75% per month |
Detailed Reward Rates (2025)
- 5% unlimited cashback on supermarkets & grocery stores
- 3 Reward Points per ₹150 on all other spends
- 100 RP = ₹100 cashback or vouchers (1% base value)
- Bonus: 3X points on select categories sometimes
- No cap on 5% supermarket cashback
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 5% unlimited on all supermarkets | ₹999 fee if not LTF |
| 3 RP/₹150 everywhere | No lounge access |
| ₹1,000 welcome voucher | 3.5% forex markup |
| Often 100% Lifetime Free | Reward redemption only in multiples |
| Perfect for family grocery |
Eligibility Criteria & Documents
- Age: 21–60 years
- Good credit score (700+)
- Salaried or self-employed
- Documents: PAN, Aadhaar, income proof
How to Apply (2-Minute Process)
- Click “Apply Now” button
- Enter mobile & PAN
- Upload documents
- Video KYC
- Card delivered in 5–7 days
Final Verdict – Should You Get It in 2025?
If your monthly grocery bill is ₹10,000+, this card gives ₹6,000–₹15,000 real cashback yearly + rewards on everything else. When LTF – absolute no-brainer grocery card!
Frequently Asked Questions (FAQs)
Which stores give 5%?
All supermarkets – DMart, BigBasket, Reliance Fresh, Nature’s Basket, etc.
Is 5% really unlimited?
Yes, no cap on supermarket cashback.
LTF confirmed?
Yes, currently offered Lifetime Free to most.