Standard Chartered Emirates World Credit Card 2025
Save more than ₹60,000 every year on Emirates flights, upgrades & international spends with lowest forex!
If you fly Emirates even once or twice a year, the Standard Chartered Emirates World Credit Card is the best premium miles card in 2025.
You get 6 Skywards Miles per ₹150 on Emirates bookings, 3 Miles per ₹150 on all other spends, 4,000 welcome miles, 12 lounge visits, golf privileges, and super low 2% forex markup – perfect for international travel & shopping.
Miles auto-transfer to your Emirates Skywards account – redeem for flights, upgrades, no expiry.
Why This Is The Best Emirates Card in 2025?
6 miles/₹150 Emirates • 3 miles/₹150 everywhere • 4K welcome miles • 12 lounges • 2% forex • Golf • Auto-transfer
Best for: Emirates flyers, international travelers, high spenders abroad
₹3,000 + GST Fee – Fully recovered with welcome miles & benefits
Card At a Glance
₹3,000 + GST
₹3,000 + GST
6 on Emirates | 3 on others
4,000
8 Dom + 4 Int
2% + GST
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹3,000 + GST |
| Annual Fee | ₹3,000 + GST |
| Welcome Benefit | 4,000 Skywards Miles |
| Forex Markup | 2% + GST |
| Interest Rate | 3.6% per month |
Detailed Miles Rates (2025)
- 6 Skywards Miles per ₹150 on Emirates tickets & services
- 3 Skywards Miles per ₹150 on all other spends
- Auto-transfer to Emirates Skywards account every month
- No cap on miles earning
- 1 Mile ≈ ₹1 value on flights & upgrades
Airport Lounge Access
8 complimentary domestic + 4 international lounge visits per year
Valid on Mastercard network lounges
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 6 miles/₹150 on Emirates | ₹3,000 annual fee |
| 3 miles/₹150 everywhere | Miles only for Emirates |
| Lowest 2% forex markup | No movie/dining benefits |
| 12 lounge visits + golf | High income requirement |
| 4,000 welcome miles |
Eligibility Criteria & Documents
- Age: 21–65 years
- Minimum income: ₹12 Lakh/year
- Good credit score (750+)
- Documents: PAN, Aadhaar, ITR/salary slips
How to Apply (2-Minute Process)
- Click “Apply Now” button
- Enter mobile & PAN
- Upload income proof
- Video KYC
- Card delivered in 7–10 days
Final Verdict – Should You Get It in 2025?
If you fly Emirates or spend abroad, this card gives ₹60,000–₹1,00,000+ value yearly in miles + low forex. Best premium miles card for Emirates loyalists!
Frequently Asked Questions (FAQs)
When do miles transfer?
Automatically every month to your Skywards account.
Is 2% forex really that good?
Yes – most cards charge 3.5%, you save 1.5% on every foreign transaction.
International lounges included?
Yes, 4 free visits per year.