Standard Chartered DigiSmart Credit Card 2025
Save more than ₹30,000 every year on fashion, food delivery, groceries & movies – zero or almost zero fees!
If you shop on Myntra, order from Zomato, buy groceries on Blinkit or watch INOX movies, the Standard Chartered DigiSmart Credit Card is still the best discount card in 2025!
You get 20% instant discount on Myntra (no cap), 10% off on Zomato, Blinkit, Ola, Buy 1 Get 1 Free on INOX, and the card is effectively Lifetime Free – only ₹49 monthly fee which is waived on ₹5,000 spend.
Instant discounts, no points, no hassle – perfect for students & young shoppers.
Why This Is The Best Online Discount Card in 2025?
20% unlimited Myntra • 10% Zomato/Blinkit/Ola • B1G1 INOX • ₹49 fee waived on ₹5K spend • Instant discounts • Yatra offers
Best for: Myntra addicts, foodies, grocery shoppers, movie lovers, students
₹49 monthly fee waived on ₹5,000 spend – LTF for most users
Card At a Glance
₹0
₹49 (Waived on ₹5K spend)
20% off (unlimited)
10% off
Buy 1 Get 1 Free
None
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | Nil |
| Monthly Fee | ₹49 + GST (waived on ₹5,000 spend) |
| Forex Markup | 3.5% + GST |
| Interest Rate | 3.75% per month |
Detailed Discount Offers (2025)
- 20% instant discount on Myntra (no minimum, no upper limit)
- 10% off on Zomato (max ₹150 per transaction)
- 10% off on Blinkit, Ola, Grofers
- Buy 1 Get 1 Free on INOX movie tickets
- Up to 25% off on Yatra (flights & hotels)
Airport Lounge Access
No lounge access
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 20% unlimited discount on Myntra | ₹49 fee if spend below ₹5K |
| 10% on Zomato, Blinkit, Ola | No lounge access |
| B1G1 on INOX movies | 3.5% forex markup |
| Easy fee waiver | Limited partners only |
| Great for students & youngsters |
Eligibility Criteria & Documents
- Age: 21–60 years
- Good credit score (680+)
- Salaried or self-employed
- Documents: PAN, Aadhaar, income proof
How to Apply (2-Minute Process)
- Click “Apply Now” button
- Enter mobile → Instant pre-approval
- Upload PAN & Aadhaar
- Video KYC (1 minute)
- Card delivered in 5–7 days
Final Verdict – Should You Get It in 2025?
If you spend even ₹10,000 monthly on Myntra, Zomato, Blinkit or movies, this card saves you ₹25,000–₹40,000 every year with almost zero fees. Best entry-level discount card in India!
Frequently Asked Questions (FAQs)
How to waive ₹49 fee?
Spend ₹5,000 in a month – fee reversed automatically.
Is 20% on Myntra really unlimited?
Yes, no cap, no minimum – works every time.
Works on UPI?
Yes, full support on GPay, PhonePe, etc.