Snapdeal BoB Credit Card 2025
Save over ₹15,000+ every year with LTF + 5% Snapdeal + 1% UPI Cashback!
Shopaholic's delight! Snapdeal BoB Credit Card is 100% Lifetime Free, 5% unlimited cashback on Snapdeal (20 RP/₹100), 2.5% on online shopping, groceries & departmental stores (10 RP/₹100 up to ₹20K/month), 1% on all other spends including UPI, auto cashback.
Best entry-level shopping card with UPI perks!
Why Choose Snapdeal BoB Card in 2025?
5% Snapdeal • 2.5% online/groceries • 1% UPI unlimited • Fuel waiver • Welcome ₹500 voucher
Best for: Online shoppers, Snapdeal users, UPI heavy users, beginners
Card At a Glance
Nil (LTF)
Nil (LTF)
5% Snapdeal | 2.5% Online | 1% Others
Auto credited monthly
3.5%
1% (max ₹250/month)
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹0 (Lifetime Free) |
| Annual Fee | ₹0 (Lifetime Free) |
| Rewards Redemption Fee | Nil (Auto cashback) |
| Foreign Currency Markup | 3.5% + GST |
| Interest Rate | 3.49% per month |
| Fuel Surcharge Waiver | 1% (max ₹250/month) |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rates (2025)
- 20 RP/₹100 (5%) unlimited on Snapdeal app/website
- 10 RP/₹100 (2.5%) on online shopping (excl. Snapdeal), groceries, departmental stores (up to ₹20K/month)
- 4 RP/₹100 (1%) on all other spends incl. UPI, offline, dining
- 1 RP = ₹0.25 auto cashback
- No expiry, unlimited UPI cashback
Airport Lounge Access
No complimentary lounge access
Insurance & Protection Benefits
- Zero liability on lost card
- Purchase protection up to ₹50K
- Contactless payments
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 100% Lifetime Free | No lounge access |
| 5% unlimited on Snapdeal | 3.5% forex high |
| 1% unlimited UPI cashback | 2.5% capped at ₹20K/month |
| Auto cashback easy | No travel/dining perks |
| ₹500 welcome voucher |
Eligibility Criteria & Documents Required
- Age: 21–65 years
- Minimum Annual Income: ₹2.5 Lakh
- Credit Score: 720+
- Documents: PAN, Aadhaar, salary slips/ITR, bank statement
How to Apply Online (5-Minute Process)
- BoB Card website → Snapdeal Card
- Fill personal & income details
- Upload PAN + Aadhaar + income proof
- Video KYC verification
- Card in 7-10 days
Final Verdict – Should You Get It in 2025?
Top pick for budget shoppers! LTF + 5% Snapdeal + 1% UPI = ₹15K+ savings. Perfect starter card for online & UPI spends.
Frequently Asked Questions (FAQs)
Is it Lifetime Free?
Yes, zero joining & annual fee forever.
5% on all Snapdeal?
Yes, unlimited cashback on app/website spends.
UPI cashback?
Yes, 1% unlimited on all UPI transactions.
Welcome benefit?
₹500 Snapdeal voucher on first transaction within 30 days.