Scapia Federal Credit Card 2025
Save more than ₹50,000+ annually with unlimited lounges and 10% cashback!
Super premium best value card! Scapia Federal offers unlimited lounge access worldwide, 10% cashback on all spending, 0% forex markup, and 15% off on flights and hotels booked through the Scapia mobile app—for only ₹999! {{insane value}} IT WOOHOOES THE LOT. The Scapia Federal Credit Card provides exceptional value for money with premium benefits.
Why Is This the Best Value Card in 2025?
Unlimited lounges globally • 10% cashback everywhere • 0% forex fees • 15% Scapia travel discount • ₹999 fee
Best suited for: Regular flyers, big spenders, international buyers
Super Value – Rs. 999 Fee (Much better than 12,500 Cards)
Card at a Glance
₹999 + GST
₹999 + GST
10% Cash Back on All Purchases
Unlimited Domestic & International
0%
15% through Scapia
Complete Fees & Charges
| Particular | Details |
|---|---|
| Joining Fee | ₹999 + GST |
| Annual Fee | ₹999 + GST |
| Cashback Rate | 10% cash back on all purchases (Scapia Coins) |
| Foreign Currency Markup | 0% + GST |
| Interest Rate | 3.5% per month |
| Fuel Surcharge Waiver | 1% (maximum ₹500/month) |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rate (2025)
- 10% Cash Back in Scapia Coins on ALL purchases
- 15% discount on flights/hotels through Scapia app
- 5% additional cashback on Scapia travel bookings
- 1 Coin = ₹1 (air travel, hotels, Amazon)
- Scapia Coins do not expire
- No exclusions! Cashback on all spending
Airport Lounge Access
Unlimited access to lounges worldwide for primary and add-on cardholders
Unlimited international lounges through Priority Pass (Over 1,300 lounges)
No spending required by host or guests
Guests are invited along with primary cardholder
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- Personal Accident Insurance of ₹50 Lakh
- No forex markup worldwide
- Zero lost card liability
Pros and Cons (Real User Perspective)
| Pros | Cons |
|---|---|
| Priority access to lounges globally | New card (Limited history) |
| Receive 10% cashback anywhere | Earn cashback in Scapia Coins only |
| 0% Forex Markup | ₹999 one-off charge |
| Discount on travel | No Direct Statement Credit |
| Best Value (Rs.999) Super Low Fee | Limited Acceptance (new) |
| No expiration date for rewards |
Eligibility Criteria & Documents Required
- Age: 21-60
- Minimum Annual Income: 6 Lakh Rupees
- Credit Score: 720+ preferred
- Documents: PAN, Aadhaar Card, Salary Slip
How to Apply Online (5-Minute Procedure)
- Access Scapia Website/App
- Supply basic info → Instant pre-approve
- PAN, Aadhaar, & Income Proof upload
- Video KYC (2 minutes)
- Virtual card instant + physical in 7 days
Final Verdict—Should You Get It in 2025?
Best value super premium card! Unlimited lounges, 10% cashback, and 0% fee for converting forex to home currency for just ₹999? This Scapia Federal Credit Card is worth, what, ₹100,000+? The Scapia Federal Credit Card offers insane ROI for just ₹999 fee. Absolutely worth getting in 2025!
Frequently Asked Questions (FAQs)
Truly unlimited lounges with Scapia Federal Credit Card?
Yes! Domestic and international through Priority Pass for all cardholders with Scapia Federal Credit Card.
10% on all spending with Scapia Federal Credit Card?
Yes! 10% back always with no cap on Scapia Federal Credit Card.
Zero forex confirmed on Scapia Federal Credit Card?
Yes! 0% markup on all international transactions with Scapia Federal Credit Card.
What Are Scapia Coins on Scapia Federal Credit Card?
1:1 for flights, hotels, and Amazon—no expiry on Scapia Federal Credit Card.
Is the ₹999 fee justified for Scapia Federal Credit Card?
I completely understand what you're saying. ROI – insane = 999 for Scapia Federal Credit Card.
Affiliate Disclosure: This page may contain some affiliate links. Just in case you apply via an affiliate link and get approved, we might receive a commission without you having to pay a single cent more! Updated: November 21, 2025