Standard Chartered Super Value Credit Card 2025
5% Online Shopping
5% Departmental
5% Dining + Movies
₹750 Annual Fee
Save over ₹12,000+ every year with 5% on ALL major spends!
Universal 5% card! SC Super Value gives 5% cashback on all online shopping, 5% on departmental stores, 5% dining/movies, just ₹750 fee.
Perfect for ALL spending categories!
Why Choose SC Super Value in 2025?
5% online • 5% departmental • 5% dining/movies • 7500 welcome • ₹750 fee
Best for: Universal spending, no category limits
Card At a Glance
Joining Fee
₹750
₹750
Annual Fee
₹750
₹750
Cashback Rate
5% Major Categories
5% Major Categories
Lounge Access
None
None
Forex Markup
3.5%
3.5%
Welcome Benefit
₹7500 Voucher
₹7500 Voucher
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹750 |
| Annual Fee | ₹750 |
| Cashback | 5% Online/Dept/Dining | 1% Others |
| Forex Markup | 3.5% + GST |
| Interest Rate | 3.75% per month |
| Fuel Surcharge | 1% waiver up to ₹100/month |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rates (2025)
- 5% cashback on ALL online shopping (Amazon, Flipkart, etc.)
- 5% cashback on departmental stores (Big Bazaar, DMart)
- 5% cashback on dining + movies
- 1% cashback on all other spends
- ₹7500 welcome voucher on ₹7500 spend
Airport Lounge Access
No complimentary lounge access
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- ₹10 Lakh personal accident
- Zero lost card liability
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 5% ALL online | No lounge access |
| 5% departmental stores | 3.5% forex |
| 5% dining/movies | 3.75% interest |
| ₹750 LOW fee | Capped at ₹1000/month |
| ₹7500 welcome | Strict exclusions |
| Easy eligibility |
Eligibility Criteria & Documents Required
- Age: 21–65 years
- Minimum Annual Income: ₹4.5 Lakh
- Credit Score: 720+ preferred
- Documents: PAN, Aadhaar, Income proof
How to Apply Online (3-Minute Process)
- Visit SC Super Value page → Apply
- Fill basic details → Eligibility check
- Upload PAN, Aadhaar, salary slips
- Video KYC (2 minutes)
- Card in 7-10 days
Final Verdict – Should You Get It in 2025?
Best 5% everywhere card! 5% online + departmental + dining = ₹12,000+ value. Perfect universal spending card!
Frequently Asked Questions (FAQs)
5% on ALL online shopping?
Yes! Amazon, Flipkart, Myntra - no exclusions.
Departmental stores covered?
Yes! DMart, Big Bazaar, Reliance Smart.
Cashback cap?
₹1000 cashback per statement cycle.
Easy approval?
Yes! ₹4.5L income + good score.
Fee waiver?
Yes! On ₹1L annual spends.