SC EasyMyTrip Credit Card 2025
Save over ₹40,000+ every year with travel + food cashback!
Best travel + food card! SC EasyMyTrip gives 10% cashback on flights/hotels, 20% on Swiggy, 8 lounge visits, and just ₹999 fee.
Perfect for travelers & foodies!
Why Choose SC EasyMyTrip in 2025?
10% travel cashback • 20% Swiggy • 8 lounges • ₹2K welcome • ₹999 fee waiver on ₹1L
Best for: Travelers, Swiggy users, moderate spenders
Card At a Glance
₹999 + GST
₹999 + GST (Waived on ₹1L)
10% Travel | 20% Swiggy
8 visits/year
₹2,000 Credits
3.5%
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹999 + GST |
| Annual Fee | ₹999 + GST (Waived on ₹1L) |
| Welcome Benefit | ₹2,000 EasyMyTrip credits |
| Cashback | Direct to statement (SC Rewards) |
| Foreign Currency Markup | 3.5% + GST |
| Interest Rate | 3.5% per month |
| Fuel Surcharge Waiver | 1% (max ₹500/month) |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rates (2025)
- 10% cashback (max ₹1,000/month) on EasyMyTrip flights/hotels
- 20% cashback (max ₹150/month) on Swiggy
- 5% cashback on EasyMyTrip hotels
- 1% cashback on all other spends
- Cashback credited as SC Rewards (₹1:1 value)
Airport Lounge Access
8 complimentary domestic lounge visits per year
2 visits per quarter
No minimum spend required
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- ₹25 Lakh personal accident cover
- Zero lost card liability
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 10% EasyMyTrip cashback | ₹1,000 monthly cap |
| 20% Swiggy cashback | 3.5% forex markup |
| 8 lounge visits/year | ₹150 Swiggy cap |
| ₹999 easy fee waiver | EasyMyTrip mandatory |
| ₹2,000 welcome credits | 3.5% interest rate |
| Super easy ₹1L waiver |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Annual Income: ₹6 Lakh
- Credit Score: 720+ preferred
- Documents: PAN, Aadhaar, salary slip
How to Apply Online (5-Minute Process)
- Visit SC Bank website and select EasyMyTrip card
- Fill basic details → Instant pre-approval
- Upload PAN, Aadhaar & income proof
- Video KYC (2 minutes)
- Card delivered in 7 days
Final Verdict – Should You Get It in 2025?
Best travel + food combo! 10% flights + 20% Swiggy + 8 lounges = ₹40,000+ value for ₹999 fee. Perfect for travelers & foodies!
Frequently Asked Questions (FAQs)
10% on all EasyMyTrip?
Yes! Flights + hotels (max ₹1,000/month cashback).
20% Swiggy cashback?
Yes! Max ₹150/month on food delivery.
₹1L fee waiver easy?
Yes! Very achievable for most users.
8 lounge visits enough?
Yes! 2 per quarter for moderate travelers.
EasyMyTrip mandatory?
No! But gives highest 10% cashback.