SBI Shaurya Credit Card 2025
Save up to ₹20,000+ every year with 5X canteen rewards, ₹1,000 voucher & 4 lounge visits!
If you are serving or retired defence personnel and shop at CSD canteen, the SBI Shaurya Credit Card is the best card made exclusively for the armed forces!
You get ₹1,000 Amazon/Flipkart voucher on joining, 5X reward points at CSD canteen, 4 domestic lounge visits, 1% fuel waiver, zero forex markup on international defence welfare spends, and only ₹499 annual fee waived on just ₹50,000 spend.
Reward points = Real Cash – 1 point = ₹0.25, redeem instantly!
Why This Is The Best Defence Card in 2025?
₹1,000 welcome • 5X CSD canteen • 4 lounge visits • Fee waiver ₹50K • Special defence offers • Instant redemption
Best for: Serving & retired defence personnel, CSD shoppers, armed forces families
Card At a Glance
₹499 + GST
₹499 + GST (Waived on ₹50K)
₹1,000 Voucher
5X CSD | 1X others
4 Domestic/year
Instant
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹499 + GST |
| Annual Fee | ₹499 + GST (Waived on ₹50K spend) |
| Welcome Benefit | ₹1,000 Amazon/Flipkart voucher |
| Foreign Currency Markup | 3.5% + GST |
| Interest Rate | 3.75% per month |
| Fuel Surcharge Waiver | 1% (max ₹100/month) |
Detailed Reward Rates (2025)
- 5X Reward Points at CSD Canteen
- 1X Reward Points on all other spends
- 1 Reward Point = ₹0.25
- 4 domestic lounge visits per year (1 per quarter)
- Special offers at defence welfare outlets
Airport Lounge Access
4 complimentary domestic lounge visits per year (1 per quarter)
Insurance & Protection Benefits
- Zero lost card liability
- Purchase protection up to ₹25,000
- Personal accident cover ₹2 Lakh
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 5X points at CSD canteen | Only for defence personnel |
| ₹1,000 welcome voucher | No international lounge |
| 4 domestic lounge visits | |
| Very low ₹499 fee + easy waiver | |
| Special defence offers |
Eligibility Criteria & Documents Required
- Serving or retired defence personnel only
- Valid defence ID proof required
- Credit Score: 700+
- Documents: Defence ID, PAN, Aadhaar, salary slip/pension
How to Apply Online (5-Minute Process)
- Visit SBI Card website → Shaurya Card
- Click Apply Now → Fill details
- Upload defence ID & documents
- Video KYC → Card delivered in 7–10 days
Final Verdict – Should You Get It in 2025?
If you are serving or retired defence personnel and shop at CSD, SBI Shaurya gives you 5X canteen rewards + ₹1,000 voucher + 4 lounge visits for just ₹499 fee (easily waived). Best card for the armed forces — Jai Hind!
Frequently Asked Questions (FAQs)
Who can apply?
Only serving & retired defence personnel.
5X at CSD?
Yes, 5X points on every CSD canteen purchase.
Welcome gift?
₹1,000 Amazon or Flipkart voucher.
Lounge access?
4 domestic lounge visits per year.