SBI Miles Prime Credit Card 2025
Save up to ₹1,80,000+ every year with 30,000 miles, 12 lounge visits & 1:1 airline transfers!
If you want maximum airline miles at the lowest fee, the SBI Miles Prime Credit Card is currently the best value mile-earning card in India!
You get 30,000 bonus miles on joining, 1:1 transfer to Air India, Vistara, Etihad, Qatar, Singapore, Accor, ITC, Taj etc., 8 domestic + 4 international lounge visits, low 2% forex markup, milestone benefits, and only ₹2,999 annual fee waived on ₹4 Lakh spend.
Miles never expire — perfect for business class redemptions!
Why This Is The Best Value Miles Card in 2025?
30,000 welcome miles • 1:1 transfer • 12 lounge visits • 2% forex • Fee waiver ₹4L • Milestone bonuses
Best for: Frequent flyers, mile collectors, international travellers, moderate spenders
Fee Waiver – ₹2,999 waived on ₹4 Lakh annual spend
Card At a Glance
₹2,999 + GST
₹2,999 + GST (Waived on ₹4L)
30,000 Miles
Up to 4 Miles/₹100
8 Dom + 4 Intl
2%
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹2,999 + GST |
| Annual Fee | ₹2,999 + GST (Waived on ₹4L spend) |
| Welcome Benefit | 30,000 Miles |
| Foreign Currency Markup | 2% + GST |
| Interest Rate | 3.75% per month |
Detailed Reward Rates (2025)
- 4 Miles per ₹100 on travel & dining
- 2 Miles per ₹100 on all other spends
- 1:1 transfer to Air India, Vistara, Etihad, Qatar, Singapore, Accor, ITC, Taj etc.
- 8 domestic + 4 international lounge visits per year
Airport Lounge Access
8 complimentary domestic + 4 international lounge visits per year
Insurance & Protection Benefits
- ₹2.5 Crore air accident cover
- Purchase protection up to ₹1 Lakh
- Zero lost card liability
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 30,000 welcome miles | ₹2,999 annual fee |
| 12 lounge visits/year | No unlimited lounge |
| 1:1 transfer to 15+ partners | |
| Fee waiver on ₹4L spend | |
| 2% forex markup |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Income: ₹12 Lakh+ p.a.
- Credit Score: 750+
- Documents: PAN, Aadhaar, salary slip/ITR, bank statement
How to Apply Online (5-Minute Process)
- Visit SBI Card → Miles Prime Card
- Click Apply Now → Fill details
- Upload documents → Video KYC
- Card delivered in 7–10 days
Final Verdict – Should You Get It in 2025?
If you spend ₹4 Lakh+ yearly and want maximum miles + lounge access, SBI Miles Prime gives you 30,000 miles + 12 lounge visits + 1:1 transfer worth ₹1.5 Lakh+ every year at just ₹2,999 fee (waived on ₹4L). Best value mile-earning card in India right now — don’t miss it!
Frequently Asked Questions (FAQs)
Welcome bonus?
30,000 miles on joining.
Lounge access?
8 domestic + 4 international visits per year.
Transfer partners?
1:1 to Air India, Vistara, Etihad, Qatar, Singapore, Accor, ITC, Taj etc.
Fee waiver?
Yes, ₹2,999 waived on ₹4 Lakh spend.