SBI KrisFlyer Credit Card 2025
Save up to ₹1,50,000+ every year with 20,000 miles, 1:1 transfer & 8 lounge visits!
If you fly Singapore Airlines or any Star Alliance partner, the SBI KrisFlyer Credit Card is the most affordable way to earn KrisFlyer miles directly in India!
You get 20,000 KrisFlyer miles on joining, 1:1 direct transfer to Singapore Airlines KrisFlyer program, 8 domestic lounge visits, 1% fuel waiver, low 2.5% forex markup, and only ₹2,999 annual fee waived on just ₹3 Lakh spend.
Miles never expire — perfect for Singapore Airlines & Star Alliance redemptions!
Why This Is The Best Singapore Airlines Card in 2025?
20,000 welcome miles • 1:1 to KrisFlyer • 8 lounge visits • Fee waiver ₹3L • 2.5% forex • Instant miles credit
Best for: Singapore Airlines flyers, Star Alliance travellers, business class seekers, moderate spenders
Fee Waiver – ₹2,999 waived on ₹3 Lakh annual spend
Card At a Glance
₹2,999 + GST
₹2,999 + GST (Waived on ₹3L)
20,000 KrisFlyer Miles
Up to 4 Miles/₹100
8 Domestic/year
1:1 KrisFlyer
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹2,999 + GST |
| Annual Fee | ₹2,999 + GST (Waived on ₹3L spend) |
| Welcome Benefit | 20,000 KrisFlyer Miles |
| Foreign Currency Markup | 2.5% + GST |
| Interest Rate | 3.75% per month |
Detailed Reward Rates (2025)
- 4 Miles per ₹100 on Singapore Airlines & KrisShop
- 3 Miles per ₹100 on international spends
- 2 Miles per ₹100 on all other spends
- 1:1 direct transfer to Singapore KrisFlyer (Star Alliance)
- 8 domestic lounge visits per year
Airport Lounge Access
8 complimentary domestic lounge visits per year (2 per quarter)
Insurance & Protection Benefits
- ₹2.5 Crore air accident cover
- Purchase protection up to ₹1 Lakh
- Zero lost card liability
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 20,000 welcome miles on joining | ₹2,999 annual fee |
| 1:1 to KrisFlyer | Only domestic lounge |
| 8 lounge visits/year | |
| Fee waiver on ₹3L spend | |
| 2.5% forex markup |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Income: ₹12 Lakh p.a.
- Credit Score: 750+
- Documents: PAN, Aadhaar, salary slip/ITR, bank statement
How to Apply Online (5-Minute Process)
- Visit SBI Card → KrisFlyer Card
- Click Apply Now → Fill details
- Upload documents → Video KYC
- Card delivered in 7–10 days
Final Verdict – Should You Get It in 2025?
If you fly Singapore Airlines or Star Alliance, SBI KrisFlyer gives you 20,000 miles + 1:1 transfer + 8 lounge visits at just ₹2,999 fee (waived on ₹3L). Best mid-premium Singapore Airlines card in India right now — unbeatable value!
Frequently Asked Questions (FAQs)
Welcome bonus?
20,000 KrisFlyer miles on joining.
Transfer ratio?
1:1 direct to Singapore KrisFlyer.
Lounge access?
8 domestic lounge visits per year.
Fee waiver?
Yes, ₹2,999 waived on ₹3 Lakh spend.