IndiGo SBI Card 2025
Save over ₹20,000+ every year with free tickets + 5% rewards + lounge access!
Best budget IndiGo co-branded card! IndiGo SBI Card gives complimentary ₹1,500 IndiGo voucher on joining & every renewal, 5% reward rate on IndiGo bookings, 4 domestic lounge visits and low 2.5% forex markup.
Perfect for occasional IndiGo flyers who want premium benefits at low cost!
Why Choose IndiGo SBI Card in 2025?
Free ₹1,500 ticket every year • 5% on IndiGo • 4 domestic lounges • 2.5% forex • Easy ₹1L milestone
Best for: Budget IndiGo flyers, domestic travellers, first-time premium card users
Affordable Travel Card – ₹1,499 + GST Annual Fee (Recovered in one flight)
Card At a Glance
₹1,499 + GST
₹1,499 + GST
Up to 5% on IndiGo
4 Domestic visits/year
₹1,500 IndiGo Voucher
2.5%
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹1,499 + GST |
| Annual Fee | ₹1,499 + GST |
| Welcome Benefit | ₹1,500 IndiGo voucher |
| Rewards Redemption Fee | Zero |
| Foreign Currency Markup | 2.5% + GST |
| Interest Rate | 3.75% per month |
| Fuel Surcharge Waiver | 1% (max ₹100/month) |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rates (2025)
- 5% reward rate (10 RP/₹200) on IndiGo bookings
- 2% reward rate on dining & entertainment
- 1% reward rate on all other spends
- 1 RP = ₹1 when redeemed on IndiGo
- Milestone benefit: ₹1 Lakh spend = extra ₹1,500 IndiGo voucher
Airport Lounge Access
4 complimentary domestic lounge visits per year (1 per quarter)
Primary + add-on card combined • No spend condition
Insurance & Protection Benefits
- Air accident cover up to ₹25 Lakh
- Lost card liability cover ₹1 Lakh
- Zero fraud liability after reporting
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| Free ₹1,500 ticket every year | Only 4 lounge visits |
| 5% on IndiGo + 2.5% forex | No international lounge |
| Very low ₹1,499 fee | Rewards lower on non-IndiGo |
| Easy milestone vouchers |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Annual Income: ₹5 Lakh+
- Credit Score: 720+ recommended
- Documents: PAN, Aadhaar, salary slip / bank statement / ITR
How to Apply Online (5-Minute Process)
- Visit SBI Card website and select IndiGo SBI Card
- Fill basic details → Pre-approval check
- Upload PAN, Aadhaar & income proof
- Video KYC (2 minutes)
- Card delivered in 7–10 days
Final Verdict – Should You Get It in 2025?
Best entry-level IndiGo card! If you fly IndiGo even 3–4 times a year, free ticket + 5% rewards + lounges easily give ₹20,000+ value against just ₹1,499 fee!
Frequently Asked Questions (FAQs)
Free ticket every year milta hai?
Yes! ₹1,500 voucher on joining + every renewal.
5% really unlimited?
Yes, no cap on IndiGo bookings.
Lounge visits kitne?
4 domestic visits per year (1 per quarter).
Fee waive hoti hai?
No, ₹1,499 fee fixed, but recovered with ₹1,500 ticket.