RBL Maxima Plus Credit Card 2025
20 RP Dining
10 Lounge Visits
2% Forex Markup
5X All Spends
Get over ₹28,000+ value with 20 RP dining + 10 lounges + 2% forex!
Best dining + travel card! RBL Maxima Plus gives 20 reward points on dining, 10 lounge visits, 2% forex markup, and 5X rewards everywhere.
Perfect for foodies & global travelers!
Why Choose RBL Maxima Plus in 2025?
20 RP dining • 10 lounge visits • 2% forex • 5X everywhere • Movie benefits
Best for: Dining lovers, international travelers, reward maximizers
Card At a Glance
Joining Fee
₹2,500
₹2,500
Annual Fee
₹2,500
₹2,500
Reward Rate
20 RP Dining | 5X Others
20 RP Dining | 5X Others
Lounge Access
10/Year
10/Year
Forex Markup
2%
2%
Welcome Gift
10,000 RP
10,000 RP
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹2,500 |
| Annual Fee | ₹2,500 |
| Reward Points | 20 RP/₹100 Dining | 5 RP/₹100 Others |
| Forex Markup | 2% + GST |
| Interest Rate | 3.75% per month |
| Fuel Surcharge Waiver | 1% (up to ₹400) |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rates (2025)
- 20 RP per ₹100 on dining
- 5 RP per ₹100 on all other spends
- 1 RP = ₹0.25 (vouchers/airmiles)
- 10,000 welcome RP worth ₹2,500
- No expiry on reward points
Airport Lounge Access
- 10 complimentary domestic lounge visits per year
- 2 visits per quarter
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- ₹10 Lakh personal accident cover
- Zero lost card liability
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 20 RP dining (5% value) | ₹2,500 annual fee |
| 10 lounge visits | No fee waiver |
| 2% forex markup | Dining focused |
| 10K welcome points | Moderate income req. |
| Great redemption value |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Annual Income: ₹9 Lakh
- Credit Score: 750+ preferred
- Documents: PAN, Aadhaar, Income Proof
How to Apply Online (3-Minute Process)
- Visit RBL Bank website
- Select Maxima Plus → Apply
- Fill income details
- Video KYC verification
- Card + 10K RP in 7-10 days
Final Verdict – Should You Get It in 2025?
Best dining + travel combo! 20 RP dining + 10 lounges + 2% forex = ₹28,000+ value. Perfect for foodies!
Frequently Asked Questions (FAQs)
20 RP on all dining?
Yes! Restaurants, cafes, delivery apps.
2% forex markup?
Yes! Excellent for international spending.
10 lounge visits included?
Yes! 2 per quarter domestic lounges.
10K welcome points value?
Yes! Worth ₹2,500 on redemption.
Best redemption value?
Yes! 1 RP = ₹0.25 (highest in class).