RBL Insignia Preferred Credit Card 2025
Get over ₹2,00,000+ value/year with 30K points + Taj Epicure + 18 lounge visits!
India ka most premium super-card! RBL Insignia Preferred gives 30,000 reward points welcome, 12 domestic + 6 international lounge visits, Taj Epicure membership, 1.5% forex markup, golf privileges & concierge.
Perfect for ultra high spenders & luxury lovers!
Why Choose RBL Insignia Preferred in 2025?
30K points • 18 lounges • Taj Epicure • 1.5% forex • Golf • Concierge
Best for: HNIs, frequent flyers, Taj lovers, luxury lifestyle
₹20,000 + GST FEE – 30,000 Points + Taj Epicure Membership!
Card At a Glance
₹20,000 + GST
₹20,000 + GST
30,000 Points
12 Dom + 6 Intl
Epicure Membership
1.5%
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹20,000 + GST |
| Annual Fee | ₹20,000 + GST (waived on ₹25L spend) |
| Welcome Benefit | 30,000 points on paying joining fee |
| Lounge Access | 12 domestic + 6 international per year |
| Taj Epicure | Free membership worth ₹25,000+ |
| Forex Markup | 1.5% + GST |
Detailed Reward Rates (2025)
- 30,000 reward points on paying joining fee (worth ₹30,000+)
- 10 points per ₹100 on international spends
- 4 points per ₹100 on travel & dining
- 2 points per ₹100 on all other spends
- 1 RP = ₹1 on airmiles & vouchers
Airport Lounge Access
- 12 complimentary domestic lounge visits (3/quarter)
- 6 complimentary international lounge visits (Priority Pass)
- Dreamfolks + Priority Pass network
Insurance & Protection Benefits
- ₹3 Crore air accident cover
- ₹1 Crore travel insurance
- Purchase protection up to ₹2 Lakh
- Golf privileges (4 rounds/year)
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 30K points + Taj Epicure | ₹20,000 + GST fee |
| 18 lounge visits (Dom + Intl) | High spend for fee waiver (₹25L) |
| 1.5% forex markup | Invite-only in many cases |
| Golf + concierge |
Eligibility Criteria & Documents Required
- Invite-only or existing high relationship
- Minimum Annual Income: ₹30 Lakh+
- Credit Score: 800+ preferred
- Existing RBL relationship mandatory
How to Apply
- Wait for RBL invite (SMS/email)
- Or contact Relationship Manager
- Pay ₹20,000 fee → instant 30K points
- Card delivered in 5–7 days
Final Verdict – Should You Get It in 2025?
India ka most premium card! 30K points + Taj Epicure + 18 lounges + golf = ₹2 Lakh+ value/year. If you spend ₹25L+ annually & love luxury – this is the king of super-premium cards!
Frequently Asked Questions (FAQs)
30,000 points kitne ke?
Worth ₹30,000+ on vouchers & airmiles.
Taj Epicure free?
Yes! Full membership included.
International lounge kaise?
Priority Pass – 6 visits/year.