RBL Bank Cookies Credit Card 2025
Save over ₹25,000+ every year with highest online shopping cashback!
Best card for online shoppers! RBL Cookies gives 20% cashback on Amazon, Flipkart, Myntra (upto ₹500/month) + 10% on Swiggy/Zomato + 8 lounge visits/year.
Perfect for heavy online spenders with super low ₹500 fee!
Why This Is Best Online Shopping Card in 2025?
20% Amazon/Flipkart/Myntra • 10% Swiggy/Zomato • 8 lounge visits • ₹500 fee • 1% other spends
Best for: Online shoppers (₹30K+/month), foodies, occasional travelers
Card At a Glance
₹500 + GST
₹500 + GST
20% Online | 10% Food | 1% Others
8 visits/year
₹500/month
3.5%
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹500 + GST |
| Annual Fee | ₹500 + GST |
| Cashback | Credited next month |
| Rewards Redemption Fee | Zero |
| Foreign Currency Markup | 3.5% + GST |
| Interest Rate | 3.75% per month |
| Fuel Surcharge Waiver | 1% (max ₹100/month) |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rates (2025)
- 20% cashback (max ₹500/month) on Amazon, Flipkart, Myntra, Swiggy, Zomato
- 10% cashback on Swiggy, Zomato, BigBasket, Blinkit
- 1% cashback on all other spends
- Total cap ₹500/month across all categories
- Cashback credited as statement credit next month
- No exclusions on online spends
Airport Lounge Access
8 complimentary domestic lounge visits per year
2 visits per quarter
No minimum spend required
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- ₹10 Lakh personal accident cover
- Zero lost card liability
- Fraud protection
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 20% cashback on top online sites | ₹500 monthly cap |
| 10% on Swiggy/Zomato | 3.5% forex markup |
| ₹500 low fee | High 3.75% interest |
| 8 lounge visits/year | No welcome benefits |
| 1% on all other spends | Limited to online only |
| Easy eligibility |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Annual Income: ₹4.5 Lakh
- Credit Score: 720+ preferred
- Documents: PAN, Aadhaar, salary slip/ITR
How to Apply Online (5-Minute Process)
- Visit RBL Bank website and select Cookies Card
- Fill basic details → Instant pre-approval
- Upload PAN, Aadhaar & income proof
- Video KYC (2 minutes)
- Card delivered in 7 days
Final Verdict – Should You Get It in 2025?
Best online shopping card! If you spend ₹25K+/month on Amazon/Flipkart/Swiggy, you'll get ₹6,000+ cashback yearly + 8 lounges. Perfect budget premium card!
Frequently Asked Questions (FAQs)
What gets 20% cashback?
Amazon, Flipkart, Myntra, Swiggy, Zomato (max ₹500/month total).
Is there monthly cap?
Yes, ₹500 total cashback per month across all categories.
How many lounge visits?
8 domestic visits/year (2 per quarter).
When is cashback credited?
Next month's statement as direct credit.
Any exclusions?
No exclusions on online shopping & food delivery.