Patanjali RBL Vishisht Credit Card 2025

Get over ₹30,000+ value/year with 10% Patanjali cashback + 4 lounges!

Card At a Glance

Complete Fees & Charges

Particulars	Details
Joining Fee	₹1,499 + GST
Annual Fee	₹1,499 + GST (waived on ₹4L spend)
Patanjali Stores & Online	10% unlimited cashback
All Other Spends	1% cashback
Welcome Voucher	₹2,000 on ₹50K spend in 90 days

Detailed Reward Rates (2025)

• 10% unlimited cashback on all Patanjali purchases
• 1% cashback on all other spends
• ₹2,000 Patanjali voucher on ₹50K spend in 90 days
• Cashback credited monthly as statement credit

Airport Lounge Access

• 4 complimentary domestic lounge visits per year
• 1 visit per quarter
• Dreamfolks network

Insurance & Protection Benefits

• ₹50 Lakh air accident cover
• Zero lost card liability
• Purchase protection up to ₹1 Lakh

Pros & Cons (Real User View)

Pros	Cons
10% unlimited on Patanjali	₹1,499 + GST fee
4 domestic lounges	Only useful for Patanjali shoppers
₹2,000 welcome voucher	No international lounge
2% forex markup

Eligibility Criteria & Documents Required

• Age: 21–60 years
• Minimum Annual Income: ₹8 Lakh
• Credit Score: 750+ preferred
• Documents: PAN, Aadhaar, Salary Slip / ITR

How to Apply Online (3-Minute Process)

1. Visit RBL Bank website
2. Select Patanjali Vishisht → Apply Now
3. Fill details & Video KYC
4. Instant approval possible
5. Card + ₹2K voucher in 10 days

Final Verdict – Should You Get It in 2025?

Highest return Patanjali card! 10% unlimited + 4 lounges + ₹2,000 welcome = ₹30K+ value/year. Must-have if your monthly Patanjali spend is ₹15K+!

Frequently Asked Questions (FAQs)