Kotak Air Plus Credit Card 2025
8 Domestic Lounge Visits
2% Unlimited as Air Miles
Milestone Vouchers
₹1,500 + GST Fee
Get over ₹30,000+ value with 8 lounges + 2% air miles + low forex!
Best mid-premium travel card! Kotak Air Plus gives 8 domestic lounge visits, 2 reward points per ₹100 (2% value as air miles), 2.5% forex markup, and milestone vouchers up to ₹10,000.
Perfect for domestic flyers & reward collectors!
Why Choose Kotak Air Plus in 2025?
8 lounges • 2% air miles • 2.5% forex • Milestone vouchers • Fuel waiver
Best for: Domestic travelers, air mile lovers, balanced spenders
Card At a Glance
Joining Fee
₹1,500 + GST
₹1,500 + GST
Annual Fee
₹1,500 + GST
₹1,500 + GST
Reward Rate
2 RP per ₹100
2 RP per ₹100
Lounge Access
8 Domestic/Year
8 Domestic/Year
Forex Markup
2.5%
2.5%
Welcome Gift
5,000 Points
5,000 Points
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹1,500 + GST |
| Annual Fee | ₹1,500 + GST (waived on ₹4L spend) |
| Reward Points | 2 RP per ₹100 |
| Forex Markup | 2.5% + GST |
| Fuel Waiver | 1% (up to ₹3,500/year) |
| Milestone | ₹2,000 voucher every ₹2L spend (max ₹10K/year) |
Detailed Reward Rates (2025)
- 2 RP per ₹100 on all spends (no cap)
- 5,000 welcome points on paying joining fee
- 1 RP = ₹1 on airline bookings & vouchers
- Milestone: ₹2,000 voucher every ₹2 Lakh spend (max ₹10,000/year)
Airport Lounge Access
- 8 complimentary domestic lounge visits per year
- 2 visits per quarter
- Dreamfolks network
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- Zero lost card liability
- Purchase protection up to ₹1 Lakh
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 8 domestic lounge visits | No international lounge |
| 2% effective on air miles | ₹1,500 + GST fee |
| 2.5% forex markup | Rewards not instant cashback |
| Good milestone vouchers |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Annual Income: ₹7 Lakh
- Credit Score: 750+ preferred
- Documents: PAN, Aadhaar, Salary Slip / ITR
How to Apply Online (3-Minute Process)
- Visit Kotak website
- Select Air Plus → Apply
- Fill details & upload docs
- Video KYC
- Card + 5K points in 7 days
Final Verdict – Should You Get It in 2025?
Best mid-tier travel card! 8 lounges + 2% air miles + 2.5% forex + ₹10K milestones = ₹30K+ value/year. Must-have for frequent domestic flyers!
Frequently Asked Questions (FAQs)
2 RP = kitna milega?
1 RP = ₹1 on flights & vouchers → 2% effective.
Fee waiver kitna spend pe?
₹4 Lakh annual spend.
International lounge hai?
No, only domestic 8 visits.