InterMiles ICICI Rubyx Credit Card 2025
Save up to ₹60,000+ every year with highest InterMiles earning, ₹3,000 voucher & 12 lounge visits!
If you want the fastest way to earn free international flights on Etihad & partners, the InterMiles ICICI Rubyx Credit Card is currently the highest mile-earning card in the mid-premium segment!
You get up to 12 InterMiles per ₹100 on travel & dining, ₹3,000 MMT/Goibibo voucher on joining, 8 domestic + 4 international lounge visits, Buy-1-Get-1 movie tickets, 1% fuel waiver, and ₹2,000 annual fee easily waived on ₹3 Lakh spend.
InterMiles = Real Flights – best earning rate in India for Etihad, Jet Airways partners & more!
Why This Is The Highest Mile-Earning Card in 2025?
12 InterMiles/₹100 travel/dining • ₹3,000 voucher • 8+4 lounge visits • BOGO movies • Fee waiver ₹3L • Instant miles
Best for: Heavy travellers, Etihad flyers, international mile collectors, lounge lovers
Fee Waiver – ₹2,000 waived on ₹3 Lakh annual spend
Card At a Glance
₹2,000 + GST
₹2,000 + GST (Waived on ₹3L)
12 IM travel/dining | 6 IM others
InterMiles
8 Dom + 4 Intl
₹3,000 Voucher
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹2,000 + GST |
| Annual Fee | ₹2,000 + GST (Waived on ₹3L spend) |
| Welcome Benefit | ₹3,000 MMT/Goibibo voucher |
| Rewards Redemption Fee | Nil |
| Foreign Currency Markup | 3.5% + GST |
| Interest Rate | 3.4%–3.8% per month |
| Fuel Surcharge Waiver | 1% (max ₹400/month) |
Detailed Reward Rates (2025)
- 12 InterMiles per ₹100 on travel & dining
- 6 InterMiles per ₹100 on all other spends
- 1 InterMile ≈ ₹0.70–₹1.50 depending on redemption
- Buy 1 Get 1 movie ticket up to ₹500/month
- 8 domestic + 4 international lounge visits per year
Airport Lounge Access
8 complimentary domestic + 4 international lounge visits per year via Dreamfolks / Priority Pass
Insurance & Protection Benefits
- ₹5 Crore air accident cover
- Purchase protection up to ₹1 Lakh
- Zero lost card liability
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 12 InterMiles/₹100 on travel/dining | 3.5% forex markup |
| ₹3,000 welcome voucher | 12 lounge visits/year only |
| 8 domestic + 4 intl lounge visits | InterMiles network smaller |
| BOGO movie tickets | |
| Fee waiver on ₹3L spend |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Income: ₹12 Lakh p.a.
- Credit Score: 750+
- Documents: PAN, Aadhaar, salary slip/ITR, bank statement
How to Apply Online (5-Minute Process)
- Visit ICICI Bank → Credit Cards → InterMiles Rubyx
- Click Apply Now → Fill mobile & PAN
- Upload documents → Video KYC
- Card delivered in 7–10 days
Final Verdict – Should You Get It in 2025?
If you want the absolute fastest mile accumulation for Etihad & partner flights, InterMiles ICICI Rubyx gives you 12 miles per ₹100 + ₹3,000 voucher + 12 lounge visits at just ₹2,000 fee (easily waived). Still the king of mile-earning cards in the mid-premium category!
Frequently Asked Questions (FAQs)
How many InterMiles do I earn?
12 IM per ₹100 on travel/dining, 6 IM on others.
Welcome benefit?
₹3,000 MMT/Goibibo voucher.
Lounge access?
8 domestic + 4 international visits per year.
Fee waiver?
Yes, ₹2,000 waived on ₹3 Lakh spend.