IndusInd Platinum Credit Card 2025
Save more than ₹6,000 every year on movies, fuel & daily spends with simple rewards!
If you want a no-fuss card with decent rewards & movie benefits, the IndusInd Platinum Credit Card is one of the best entry-level cards in 2025!
You get 1.5 Reward Points per ₹150 on all spends (1% value), Buy 1 Get 1 Free movie tickets on BookMyShow (up to ₹300 off), 1% fuel waiver up to ₹400/month, travel insurance, and the card is very often offered 100% Lifetime Free – no joining or annual fee.
Points redeem for cash, vouchers, flights – easy & valuable.
Why This Is The Best Entry Rewards Card in 2025?
1.5 points/₹150 everywhere • BOGO movies • 1% fuel waiver • Often LTF • Travel insurance • Simple redemption
Best for: Beginners, movie lovers, daily shoppers, fuel users
Lifetime Free Offer – No joining or annual fee for most applicants
Card At a Glance
₹0 (Often LTF)
₹0 (Lifetime Free)
1.5 Points/₹150 (1% value)
BOGO up to ₹300
1% up to ₹400/month
None
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | Nil (often LTF) |
| Annual Fee | Nil (Lifetime Free) |
| Forex Markup | 3.5% + GST |
| Interest Rate | 3.83% per month |
| Fuel Waiver | 1% (₹400–₹4,000 txn, max ₹400/month) |
Detailed Reward Rates (2025)
- 1.5 Reward Points per ₹150 on all spends (no cap)
- 1 Point = ₹1 cashback or vouchers
- BOGO movie tickets on BookMyShow (once/month)
- No points on fuel, wallet loads, rent
- Points valid 3 years
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 1.5 points/₹150 (1% value) | No lounge access |
| Often 100% Lifetime Free | 3.5% forex markup |
| BOGO movies monthly | Low rewards on some categories |
| 1% fuel waiver | |
| Travel insurance |
Eligibility Criteria & Documents
- Age: 21–60 years
- Min income: ₹3 Lakh/year
- Good credit score (700+)
- Documents: PAN, Aadhaar, salary slip
How to Apply (2-Minute Process)
- Click “Apply Now” button
- Enter mobile & PAN
- Upload documents
- Video KYC
- Card delivered in 5–7 days
Final Verdict – Should You Get It in 2025?
If you spend ₹30,000+ monthly & watch movies, this card gives ₹5,000–₹7,000 value yearly with zero fees. Best LTF card for movies & simple rewards!
Frequently Asked Questions (FAQs)
BOGO movies how?
Buy 1 Get 1 Free on BookMyShow – up to ₹300 off.
LTF confirmed?
Yes, currently offered Lifetime Free to most.
Point redemption?
₹1 per point for cash/vouchers.