IndusInd Platinum RuPay Credit Card 2025
Save more than ₹6,000 every year on UPI spends, movies & fuel with RuPay benefits!
If you use UPI a lot & want a simple RuPay card, the IndusInd Platinum RuPay Credit Card is one of the best entry-level UPI cards in 2025!
You get 1 Reward Point per ₹150 on all spends including UPI, BOGO movie tickets monthly on BookMyShow (up to ₹300 off), 1% fuel waiver up to ₹400/month, travel insurance & the card is very often offered 100% Lifetime Free – no joining or annual fee.
Points redeem for cash/vouchers – perfect for UPI lovers.
Why This Is The Best RuPay UPI Card in 2025?
1 point/₹150 everywhere • BOGO movies • 1% fuel waiver • Often LTF • Full RuPay UPI • Good acceptance
Best for: UPI users, movie lovers, beginners, daily shoppers
Lifetime Free Offer – No fee ever for most applicants
Card At a Glance
₹0 (Often LTF)
₹0 (Lifetime Free)
1 Point/₹150
BOGO up to ₹300
1% up to ₹400/month
Full RuPay UPI
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | Nil (often LTF) |
| Annual Fee | Nil (Lifetime Free) |
| Forex Markup | 3.5% + GST |
| Interest Rate | 3.83% per month |
| Fuel Waiver | 1% (₹400–₹4,000 txn, max ₹400/month) |
Detailed Reward Rates (2025)
- 1 Reward Point per ₹150 on all spends including UPI (no cap)
- Points redeem for cash/vouchers (₹0.25 per point)
- BOGO movie tickets on BookMyShow (once/month)
- No points on fuel, wallet loads, rent
- Points valid 3 years
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 1 point/₹150 including UPI | No lounge access |
| Often 100% Lifetime Free | 3.5% forex markup |
| BOGO movies monthly | Low reward value |
| 1% fuel waiver | |
| Full RuPay UPI support |
Eligibility Criteria & Documents
- Age: 21–60 years
- Min income: ₹3 Lakh/year
- Good credit score (700+)
- Documents: PAN, Aadhaar, salary slip
How to Apply (2-Minute Process)
- Click “Apply Now” button
- Enter mobile & PAN
- Upload documents
- Video KYC
- Card delivered in 5–7 days
Final Verdict – Should You Get It in 2025?
If you spend ₹30,000+ monthly on UPI & watch movies, this card gives ₹5,000–₹7,000 value yearly with zero fees. Best LTF RuPay UPI card!
Frequently Asked Questions (FAQs)
UPI rewards?
Yes, 1 point per ₹150 on all UPI spends.
BOGO movies how?
Buy 1 Get 1 Free on BookMyShow – up to ₹300 off.
LTF confirmed?
Yes, currently offered Lifetime Free to most.