Earn over ₹20,000+ every year with 12X groceries + free movies + lounge access!
Best grocery card! IndusInd Pioneer Heritage gives 12X reward points on groceries, free movie tickets, 2 lounge visits, and 6X on departmental stores.
Perfect for families & movie lovers!
12X groceries • Free movies • 2 lounge visits • 6X departmental • Fuel waiver
Best for: Families, grocery shoppers, movie enthusiasts
| Particulars | Details |
|---|---|
| Joining Fee | ₹2,999 |
| Annual Fee | ₹2,999 |
| Reward Points | 12X Groceries | 6X Departmental |
| Forex Markup | 3.5% + GST |
| Interest Rate | 3.6% per month |
| Fuel Surcharge Waiver | 1% (up to ₹400) |
| Cash Advance Fee | 2.5% of amount |
| Pros | Cons |
|---|---|
| 12X grocery rewards | ₹2,999 annual fee |
| Free movie tickets | No fee waiver |
| 6X departmental stores | 3.5% forex markup |
| 2 lounge visits | Only 2 lounge visits |
| Great for families |
Best grocery shopping card! 12X groceries + free movies + lounge = ₹20,000+ value. Perfect for families!
Yes! Big Bazaar, D-Mart, Reliance Fresh, etc.
Yes! 2 tickets worth ₹250 each.
Yes! Shoppers Stop, Lifestyle, etc.
Yes! For occasional travelers.
Yes! Grocery + movies = family favorite!