IndusInd Pinnacle World Credit Card 2025
Save more than ₹60,000 every year with unlimited lounges, low forex & luxury hotel perks!
If you travel abroad & want unlimited lounges, the IndusInd Pinnacle World Credit Card is one of the best premium cards in 2025!
You get 2 Reward Points per ₹100 on all spends (redeem at ₹1 each), unlimited domestic + international lounge access, super low 1% forex markup, complimentary Taj Epicure membership, BOGO movies, golf privileges & much more – ₹10,000 annual fee waived on ₹8L spend.
Points never expire – perfect for frequent travelers.
Why This Is The Best Unlimited Lounge Card in 2025?
2 points/₹100 everywhere • Unlimited lounges worldwide • 1% forex • Taj Epicure free • BOGO movies • Easy fee waiver
Best for: Frequent flyers, international spenders, luxury hotel lovers
Card At a Glance
₹10,000 + GST
₹10,000 (Waived on ₹8L)
2 Points/₹100 (2% value)
Unlimited Dom + Intl
1% + GST
Free Membership
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹10,000 + GST |
| Annual Fee | ₹10,000 + GST (waived on ₹8L spend) |
| Forex Markup | 1% + GST |
| Interest Rate | 3.83% per month |
Detailed Reward Rates (2025)
- 2 Reward Points per ₹100 on all spends (no cap)
- 1 Point = ₹1 cashback or vouchers
- No points on fuel, wallet loads, rent
- Points never expire
Airport Lounge Access
Unlimited domestic + international lounge visits
Priority Pass membership included
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 2 points/₹100 (2% value) | ₹10K joining & annual fee |
| Unlimited lounges worldwide | No golf unlimited |
| 1% low forex | Fee waiver ₹8L high |
| Taj Epicure membership free | |
| BOGO movies |
Eligibility Criteria & Documents
- Age: 21–70 years
- Min income: ₹15 Lakh/year
- Good credit score (750+)
- Documents: PAN, Aadhaar, ITR/salary slips
How to Apply (2-Minute Process)
- Click “Apply Now” button
- Enter mobile & PAN
- Upload income proof
- Video KYC
- Card delivered in 7–10 days
Final Verdict – Should You Get It in 2025?
If you spend ₹8L+ yearly & travel abroad, this card gives ₹50,000–₹70,000 value in lounges, forex savings & Taj perks. Best unlimited lounge card with low forex!
Frequently Asked Questions (FAQs)
Lounges unlimited?
Yes, domestic + international – no cap.
Forex 1%?
Yes, one of the lowest in premium segment.
Taj Epicure worth?
Free stays & dining worth ₹20K+ yearly.