IndusInd Indulge Credit Card 2025
Save more than ₹80,000 every year with unlimited lounges, zero forex & luxury perks!
If you travel abroad frequently & want the best luxury card, the IndusInd Indulge Credit Card is India’s most premium metal card with 22K gold inlay in 2025!
You get 2 Reward Points per ₹100 on all spends (redeem at ₹1 each), unlimited domestic + international lounge access, 0% forex markup, complimentary Taj Epicure membership, unlimited golf, concierge, BOGO movies & much more.
Real luxury for HNIs – points never expire.
Why This Is The Best Super Premium Card in 2025?
2 points/₹100 everywhere • Unlimited lounges worldwide • 0% forex • Taj Epicure free • Unlimited golf • Gold inlay card
Best for: HNIs, frequent international flyers, luxury lovers, golf enthusiasts
Card At a Glance
₹75,000 + GST
₹10,000 + GST
2 Points/₹100 (₹1 value)
Unlimited Dom + Intl
0% + GST
Unlimited Games & Lessons
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹75,000 + GST |
| Annual Fee | ₹10,000 + GST |
| Forex Markup | 0% + GST |
| Interest Rate | 3.83% per month |
Detailed Reward Rates (2025)
- 2 Reward Points per ₹100 on all spends (no cap)
- 1 Point = ₹1 cashback or vouchers
- No points on fuel, wallet loads, rent
- Points never expire
Airport Lounge Access
Unlimited domestic + international lounge visits
Priority Pass membership included
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 2 points/₹100 (2% value) | ₹75K joining fee |
| Unlimited lounges worldwide | Invite-only |
| 0% forex markup | High annual fee |
| 22K gold inlay card | No mile transfers |
| Taj Epicure + unlimited golf |
Eligibility Criteria & Documents
- Invite only for HNIs
- Age: 21–70 years
- Min income: ₹50 Lakh/year
- Documents: PAN, Aadhaar, ITR
How to Apply (2-Minute Process)
- Receive bank invite
- Submit premium documents
- Video KYC
- Gold card delivered in 7–10 days
Final Verdict – Should You Get It in 2025?
If you spend ₹10L+ yearly & travel abroad, this card gives ₹1 Lakh+ value every year in lounges, forex savings & luxury perks. India’s most premium card right now!
Frequently Asked Questions (FAQs)
Is forex really 0%?
Yes, zero markup on all international spends.
Unlimited lounges?
Yes, domestic + international – no cap.
Who can get it?
Invite-only for high-net-worth customers.