IndusInd ePay Amex Credit Card 2025
Save more than ₹8,000 every year on shopping, movies & fuel with Amex network benefits!
If you want high rewards on everyday spends & love Amex acceptance, the IndusInd ePay Amex Credit Card is one of the best entry-level Amex cards in 2025!
You get 2 Reward Points per ₹100 on all spends (1.33% value), BOGO movie tickets monthly on BookMyShow (up to ₹500 off), 1% fuel waiver up to ₹500/month, Amex offers, travel insurance & the card is very often offered Lifetime Free – no joining or annual fee.
Points redeem at ₹1 each – great value on Amex network.
Why This Is The Best Entry Amex Card in 2025?
2 points/₹100 everywhere • BOGO movies • 1% fuel waiver • Often LTF • Amex offers • High acceptance
Best for: Amex lovers, movie buffs, daily shoppers, beginners
Lifetime Free Offer – No fee ever for most applicants
Card At a Glance
₹0 (Often LTF)
₹0 (Lifetime Free)
2 Points/₹100 (1.33% value)
BOGO up to ₹500
1% up to ₹500/month
American Express
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | Nil (often LTF) |
| Annual Fee | Nil (Lifetime Free) |
| Forex Markup | 3.5% + GST |
| Interest Rate | 3.83% per month |
| Fuel Waiver | 1% (₹400–₹5,000 txn, max ₹500/month) |
Detailed Reward Rates (2025)
- 2 Reward Points per ₹100 on all spends (no cap)
- 1 Point = ₹1 cashback or vouchers
- BOGO movie tickets on BookMyShow (once/month)
- No points on fuel, wallet loads, rent
- Points valid 3 years
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 2 points/₹100 (1.33% value) | No lounge access |
| Often 100% Lifetime Free | 3.5% forex markup |
| BOGO movies monthly | Amex acceptance lower than Visa/MC |
| 1% fuel waiver | |
| Amex network offers |
Eligibility Criteria & Documents
- Age: 21–60 years
- Min income: ₹4 Lakh/year
- Good credit score (700+)
- Documents: PAN, Aadhaar, salary slip
How to Apply (2-Minute Process)
- Click “Apply Now” button
- Enter mobile & PAN
- Upload documents
- Video KYC
- Card delivered in 5–7 days
Final Verdict – Should You Get It in 2025?
If you spend ₹40,000+ monthly & love movies, this Amex card gives ₹7,000–₹10,000 value yearly with zero fees. Best LTF Amex card in India!
Frequently Asked Questions (FAQs)
BOGO movies how?
Buy 1 Get 1 Free on BookMyShow – up to ₹500 off.
LTF confirmed?
Yes, currently offered Lifetime Free to most.
Amex acceptance?
Good in urban areas & online – better than before.