IndusInd Duo Plus Credit Card 2025
Save more than ₹5,000 every year on movies, shopping & fuel with dual debit-credit convenience!
The IndusInd Duo Plus Credit Card is India's first dual debit-credit card, perfect for simplicity in 2025.
Earn 1 Reward Point per ₹150 on spends, ₹1,000 welcome voucher (Bata/Levis/Pantaloons), B1G1 movies monthly, 1% fuel waiver up to ₹200/month, 8 lounge visits/year, ₹3L air accident cover, and 100% Lifetime Free after ₹799 annual (waived easily).
One card for debit/credit – points redeem for cash/vouchers.
Why This Is The Best Dual Debit-Credit Card in 2025?
1 point/₹150 • ₹1K welcome voucher • B1G1 movies • 1% fuel waiver • 8 lounges • LTF dual use
Best for: Beginners, families, movie lovers
Card At a Glance
₹1,500 + GST
₹799 (Waived easily)
1 Point/₹150 (0.25% value)
₹1,000 brands
B1G1 monthly
8 Domestic/year
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹1,500 + GST |
| Annual Fee | ₹799 + GST |
| Welcome Benefit | ₹1,000 voucher (Bata/Levis etc.) |
| Point Value | ₹0.25 (cash/vouchers) |
| Foreign Currency Markup | 2% + GST |
| Interest Rate | 3.6% per month |
Detailed Reward Rates (2025)
- 1 Reward Point per ₹150 on all spends (no cap)
- No points on fuel (but 1% waiver)
- ₹0.25 redeem for cash, vouchers
- Points valid 3 years
- Bonus on milestones sometimes
Airport Lounge Access
8 complimentary domestic visits per year
Priority Pass value $27 each
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| Dual debit-credit convenience | Low 0.25% reward rate |
| ₹1,000 welcome voucher | ₹1,500 joining fee |
| B1G1 movies monthly | No intl lounges |
| 1% fuel waiver | 2% forex (low but not zero) |
| 8 lounges/year |
Eligibility Criteria & Documents
- Age: 18–70 years
- Min income: ₹3 Lakh/year
- Good credit score (650+)
- Documents: PAN, Aadhaar, salary slip
How to Apply (2-Minute Process)
- Click “Apply Now”
- Enter mobile & PAN
- Upload docs
- Video KYC
- Dual card in 5–7 days
Final Verdict – Should You Get It in 2025?
If you want one card for debit/credit & movies, this saves ₹4,000–₹6,000 yearly in perks. Best dual card for simplicity!
Frequently Asked Questions (FAQs)
Dual use how?
Swipe debit or credit side as needed.
Welcome voucher?
₹1,000 from Bata/Levis/Pantaloons etc.
Movies B1G1?
Yes, monthly on BookMyShow.