IndusInd Crest Credit Card 2025
Save more than ₹50,000 every year on international spends, golf & luxury dining!
If you travel abroad & love golf, the IndusInd Crest Credit Card is one of the best invite-only premium cards in 2025!
You get 2.5 points per ₹100 on international spends (1.25% value), 1 point per ₹100 domestic, unlimited golf games & lessons, 8 lounge visits, complimentary Club ITC Green membership, BOGO movies, concierge & much more.
Points redeem at ₹1 each – perfect for elite travelers.
Why This Is The Best Golf + Intl Travel Card in 2025?
2.5 points/₹100 abroad • Unlimited golf • 8 lounges • Club ITC free • BOGO movies • Low 1.99% forex
Best for: Golf lovers, international shoppers, luxury diners, HNIs
Card At a Glance
₹1,00,000 + GST
₹10,000 + GST
2.5 Intl | 1 Domestic
8 per year
Unlimited Games & Lessons
1.99% + GST
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹1,00,000 + GST |
| Annual Fee | ₹10,000 + GST |
| Forex Markup | 1.99% + GST |
| Interest Rate | 3.83% per month |
Detailed Reward Rates (2025)
- 2.5 Reward Points per ₹100 on international spends
- 1 Reward Point per ₹100 on domestic spends
- 1 Point = ₹1 cashback or vouchers
- No points on fuel, wallet, rent
- Points never expire
Airport Lounge Access
8 complimentary lounge visits per year (domestic + international)
Priority Pass included
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 2.5 points/₹100 abroad | ₹1L joining fee |
| Unlimited golf | Invite-only |
| Club ITC membership | 1.99% forex (not 0%) |
| 8 lounges/year | Low domestic rewards |
| BOGO movies |
Eligibility Criteria & Documents
- Invite only
- Age: 21–70 years
- Min income: ₹40 Lakh/year
- Documents: PAN, Aadhaar, ITR
How to Apply (Invite Process)
- Receive bank invite
- Submit premium documents
- Video KYC
- Card delivered in 7–10 days
Final Verdict – Should You Get It in 2025?
If you spend ₹5L+ abroad & love golf, this card gives ₹60,000+ value yearly in perks. Best invite-only card for golfers & intl spenders!
Frequently Asked Questions (FAQs)
Golf really unlimited?
Yes, games & lessons at select clubs.
Club ITC worth?
Free dining & stay benefits worth ₹20K+.
Who gets invited?
High-net-worth IndusInd customers only.