IndianOil RBL Credit Card 2025
Save ₹24,000+ per year on fuel (1000L) + groceries – completely free!
India ka sabse powerful fuel card! IndianOil RBL is 100% LTF, gives 42 points per ₹150 at IOCL pumps (≈6.8% return), 5% on groceries & utility bills, ₹1,000 welcome voucher & 1% fuel waiver.
Perfect for car & bike owners!
Why Choose IndianOil RBL in 2025?
6.8% on fuel • 5% groceries • LTF • ₹1,000 welcome • 1% fuel waiver
Best for: Daily fuel users, family grocery bills, maximum savings
100% LIFETIME FREE – ₹1,000 Fuel Voucher on Activation!
Card At a Glance
Nil
Nil (LTF)
42 Points/₹150
5% (20 Points/₹100)
₹1,000 Fuel Voucher
1 Point/₹100
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | Nil |
| Annual Fee | Nil (LTF) |
| IOCL Pumps | 42 points per ₹150 |
| Groceries & Bills | 20 points per ₹100 |
| Fuel Surcharge Waiver | 1% (max ₹100/month) |
| Welcome Benefit | ₹1,000 fuel voucher on first transaction |
Detailed Reward Rates (2025)
- 42 points per ₹150 at IndianOil outlets (≈6.8% return)
- 20 points per ₹100 on groceries & utility bills (5% return)
- ₹1,000 fuel voucher on first transaction within 30 days
- 1 point = ₹1 on fuel redemption
- 1% fuel surcharge waiver (max ₹100/month)
Airport Lounge Access
No lounge access – Pure fuel & grocery savings machine
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 6.8% effective on fuel | No lounge access |
| 5% on groceries & bills | Points only redeemable at IOCL |
| 100% Lifetime Free | Only useful if you fill at IOCL |
| ₹1,000 welcome voucher |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Annual Income: ₹2.5 Lakh
- Credit Score: 680+ preferred
- Documents: PAN, Aadhaar, Salary Slip / Bank Statement
How to Apply Online (3-Minute Process)
- Visit RBL Bank website
- Select IndianOil RBL Card → Apply Now
- Fill details & Video KYC
- Instant approval possible
- Card + ₹1,000 voucher in 7 days
Final Verdict – Should You Get It in 2025?
India ka No.1 fuel card! 6.8% on IOCL + 5% groceries + LTF = ₹24,000+ savings/year. Must-have if you fill petrol/diesel at IndianOil pumps regularly!
Frequently Asked Questions (FAQs)
6.8% sach mein?
Yes! 42 points = ₹42 → ₹150 pe ₹42 save → 6.8% return.
Points kahan redeem kar sakte?
Only at IOCL pumps for fuel.
LTF confirmed?
100% – no fee ever.