IndianOil RBL Xtra Credit Card 2025
48 Points/₹150 at IOCL (≈7.5%)
8 Domestic Lounge Visits
₹2,000 Fuel Voucher Welcome
₹1,500 + GST Fee
Save over ₹45,000+ every year on fuel + 8 lounges!
India ka most premium fuel card! IndianOil RBL Xtra gives 48 points per ₹150 at IOCL (≈7.5% return), 8 domestic lounge visits, ₹2,000 welcome fuel voucher, 5% on groceries & bills + 1% fuel waiver.
Perfect for high fuel spenders!
Why Choose IndianOil RBL Xtra in 2025?
7.5% fuel • 8 lounges • ₹2,000 welcome • 5% groceries • 1% fuel waiver
Best for: Heavy fuel users, car owners, domestic travellers
Apply Now → 7.5% Fuel + 8 Lounge + ₹2,000 Welcome
₹1,500 + GST FEE – ₹2,000 Fuel Voucher + 8 Lounge Access!
₹1,500 + GST FEE – ₹2,000 Fuel Voucher + 8 Lounge Access!
Card At a Glance
Joining Fee
₹1,500 + GST
₹1,500 + GST
Annual Fee
₹1,500 + GST
₹1,500 + GST
IOCL Fuel
48 Points/₹150
48 Points/₹150
Lounge Access
8 Domestic/Year
8 Domestic/Year
Welcome Gift
₹2,000 Voucher
₹2,000 Voucher
Fuel Waiver
1% (max ₹200/month)
1% (max ₹200/month)
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹1,500 + GST |
| Annual Fee | ₹1,500 + GST (waived on ₹4L spend) |
| IOCL Pumps | 48 points per ₹150 (≈7.5%) |
| Groceries & Bills | 20 points per ₹100 (5%) |
| Welcome Gift | ₹2,000 fuel voucher on ₹1L spend in 90 days |
Detailed Reward Rates (2025)
- 48 points per ₹150 at IndianOil outlets (1 point = ₹1 on fuel)
- 20 points per ₹100 on groceries & utility bills
- ₹2,000 fuel voucher on milestone spend
- 1% fuel surcharge waiver (max ₹200/month)
Airport Lounge Access
- 8 complimentary domestic lounge visits per year
- 2 visits per quarter • Dreamfolks network
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- Zero lost card liability
- Purchase protection up to ₹1 Lakh
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| Highest 7.5% return on fuel | ₹1,500 + GST fee |
| 8 domestic lounges | Points only redeemable at IOCL |
| ₹2,000 welcome voucher | Fee waiver on ₹4L spend |
| 5% on groceries & bills |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Annual Income: ₹8 Lakh
- Credit Score: 750+ preferred
- Documents: PAN, Aadhaar, Salary Slip / ITR
How to Apply Online (3-Minute Process)
- Visit RBL Bank website
- Select IndianOil Xtra → Apply Now
- Fill details & Video KYC
- Instant approval possible
- Card + ₹2K voucher in 10 days
Final Verdict – Should You Get It in 2025?
India ka ultimate fuel + lounge card! 7.5% fuel + 8 lounges + ₹2,000 welcome = ₹45K+ value/year. Must-have if monthly fuel bill > ₹10K!
Frequently Asked Questions (FAQs)
7.5% sach mein?
Yes! 48 points = ₹48 back on ₹150 fuel → 7.5% return.
8 lounges kaise?
2 visits per quarter → total 8/year.
Fee waiver?
₹4 Lakh annual spend pe.