Indian Army Yoddha BoB Yoddha Credit Card 2025
Save over ₹20,000+ every year with LTF + 5X Army spends + Lounges!
Jai Hind! Indian Army Yoddha BoB Card is 100% Lifetime Free for all Army personnel, 5X rewards on AWPO & Army welfare spends, 4 domestic lounges per year, special Army insignia card.
Proudly designed for our bravehearts!
Why Choose Yoddha Card in 2025?
5X Army welfare • 4 lounges • Movie BOGO • Fuel waiver • Special Army events
Best for: Serving & retired Army personnel, AWPO shoppers, proud soldiers
Card At a Glance
Nil (LTF)
Nil (LTF)
5X Army Welfare | 1% Others
4 Domestic/Year
2%
BOGO upto ₹250
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹0 |
| Annual Fee | ₹0 (Lifetime Free) |
| Foreign Currency Markup | 2% + GST |
| Interest Rate | 3.49% per month |
| Fuel Surcharge Waiver | 1% (max ₹500/month) |
Detailed Reward Rates (2025)
- 5 Reward Points / ₹100 on AWPO & Army welfare spends
- 1 RP / ₹100 on all other spends
- 1 RP = ₹0.25
- No expiry of points
Airport Lounge Access
4 Domestic complimentary visits per year
Primary + add-on
Via Dreamfolks
Insurance & Protection Benefits
- ₹10 Lakh air accident cover
- Lost card liability ₹1 Lakh
- Exclusive Army events access
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 100% Lifetime Free | Only for Army personnel |
| 5X on Army welfare | Only 4 lounges |
| Beautiful Army design | 2% forex |
| Pride factor |
Eligibility Criteria & Documents Required
- Serving/Retired Indian Army personnel
- Army ID / PPO mandatory
- Age: 21–70 years
- Documents: PAN, Aadhaar, Army ID
How to Apply Online (5-Minute Process)
- BoB Card website → Yoddha Card
- Enter Army details
- Upload documents
- Video KYC
- Card delivered in 7 days
Final Verdict – Should You Get It in 2025?
Jai Hind! Must-have for every soldier. 100% LTF + 5X Army rewards + pride of carrying Yoddha card = unmatched.
Frequently Asked Questions (FAQs)
Really Lifetime Free?
Yes, zero fee forever for Army personnel.
5X on what?
All AWPO, Army welfare, CSD spends.
Lounge access?
4 domestic visits per year.