IDFC FIRST Mayura Credit Card 2025
Save more than ₹80,000 every year with high rewards, zero forex & luxury travel perks!
The IDFC FIRST Mayura Credit Card is a premium metal card for high spenders in 2025, inspired by Indian royalty.
Earn 10X points per ₹150 on spends above ₹20K/month, 5X below, 50X bonus on hotels & 30X on flights via app, unlimited lounges, 0% forex, complimentary Taj Epicure, golf rounds, and 12K welcome points – for ₹5,999 fee.
Points at ₹0.50 for travel – elite luxury experience.
Why This Is The Best Premium Metal Card in 2025?
10X high spends (6.67%) • Unlimited lounges • 0% forex • 50X hotels via app • Golf & Taj perks • B1G1 movies
Best for: High spenders, travelers, luxury lovers, families
Card At a Glance
₹5,999 + GST
₹5,999 + GST
10X Above ₹20K (6.67% value)
12K Points + Taj Epicure
Unlimited Worldwide
0% + GST
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹5,999 + GST |
| Annual Fee | ₹5,999 + GST |
| Welcome Benefit | 12,000 Points (₹6,000 value) |
| Point Value | ₹0.50 on travel | ₹0.25 others |
| Foreign Currency Markup | 0% + GST |
| Interest Rate | Up to 3.6% per month |
Detailed Reward Rates (2025)
- 10X Points per ₹150 above ₹20K/month
- 5X Points per ₹150 up to ₹20K/month
- 50X Bonus on hotels & 30X on flights via app
- ₹0.50 value on travel redemptions
- 3X on rent/education/utilities
Airport Lounge Access
Unlimited complimentary domestic & international visits
Priority Pass for global access
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 10X high spends (6.67%) | ₹6K fee |
| Unlimited lounges | No mile transfers |
| 0% forex | App-only bonuses |
| Taj & golf free | High income req |
| B1G1 movies twice/month |
Eligibility Criteria & Documents
- Age: 21–70 years
- Min income: ₹25 Lakh/year
- Good credit score (750+)
- Documents: PAN, Aadhaar, ITR
How to Apply (2-Minute Process)
- Check eligibility online
- Enter details
- Upload docs
- Video KYC
- Metal card in 7 days
Final Verdict – Should You Get It in 2025?
For ₹20K+ monthly spenders, this metal card gives ₹50,000–₹80,000 value yearly in rewards + travel perks. Best premium metal for luxury travelers!
Frequently Asked Questions (FAQs)
Bonus on hotels?
50X via app – up to ₹25K/month.
Fee waiver?
No, but value exceeds cost.
Lounges unlimited?
Yes, domestic & international.