ICICI Parakram Select Credit Card 2025
Premium card with ₹80,000+ value/year – completely free for Defence officers!
The ultimate privilege for Defence officers! ICICI Parakram Select is lifetime free for serving & retired commissioned officers, offers 12 domestic lounge visits, unlimited golf games/lessons, low forex, ₹1,500 voucher on ₹1L spend & much more.
Jai Hind! Jai Officer!
Why Choose Parakram Select in 2025?
LTF • 12 lounges • Unlimited golf • Low forex • ₹1,500 voucher • Officer exclusive
Best for: Commissioned officers, frequent flyers, golf lovers
LIFETIME FREE – Only for Commissioned Defence Officers
Card At a Glance
Nil
Nil (LTF for Officers)
12 Domestic/Year
Unlimited Games + Lessons
2%
₹1,500 voucher on ₹1L
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | Nil |
| Annual Fee | Nil (LTF for commissioned officers) |
| Reward Points | 3 RP per ₹100 domestic | 6 RP international |
| Forex Markup | 2% + GST |
| Golf | Unlimited complimentary games & lessons |
| Milestone Benefit | ₹1,500 voucher on every ₹1 Lakh spend |
Detailed Reward Rates (2025)
- 6 RP per ₹100 on international spends
- 3 RP per ₹100 on domestic spends
- ₹1,500 voucher500 voucher on every ₹1 Lakh spend (no upper limit)
- 1 RP = ₹1 on travel vouchers, ₹0.60 on airmiles
Airport Lounge Access
- 12 complimentary domestic lounge visits per year
- 3 visits per quarter
- Dreamfolks network
Golf Benefits
- Unlimited complimentary golf games at select courses
- Unlimited golf lessons every month
- Valid across India
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- Complimentary personal accident insurance
- Zero lost card liability
- Purchase protection up to ₹1 Lakh
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| Lifetime completely free | Only for commissioned officers |
| 12 lounge visits + unlimited golf | JCOs/ORs not eligible |
| 2% forex markup | |
| ₹1,500 voucher every ₹1L |
Eligibility Criteria & Documents Required
- Commissioned officers (serving or retired) – Army, Navy, Air Force
- Rank: Lieutenant & above (or equivalent)
- Valid officer ID / PPO required
- No income proof needed
How to Apply Online (3-Minute Process)
- Visit ICICI Bank website
- Select Parakram Select → Apply
- Upload officer ID proof
- Video KYC
- Card delivered in 7 days
Final Verdict – Should You Get It in 2025?
Best premium card for Defence officers! LTF + 12 lounges + unlimited golf + ₹1,500 every lakh = ₹80K+ value/year. If you’re a commissioned officer – this card is made for you!
Frequently Asked Questions (FAQs)
JCOs eligible hain?
No, only commissioned officers (Lt & above).
Golf unlimited hai?
Yes! Games + lessons both unlimited.
₹1,500 voucher kitni baar?
Every ₹1 Lakh spend – no upper limit!