ICICI HPCL Super Saver Credit Card 2025
Save up to ₹18,000+ every year with 5% on fuel, groceries, bills + ₹2000 welcome + LTF!
If you fill fuel at HPCL pumps and spend on groceries & bills, ICICI HPCL Super Saver Credit Card is currently the highest cashback card for daily spends!
You get 5% cashback on HPCL fuel (via HP Pay), 5% on groceries, utility bills, mobile recharge, 1.5% on all other spends, ₹2,000 welcome cashback + ₹500 HPCL voucher, 1% fuel surcharge waiver everywhere, 4 domestic lounge visits, and right now available as Lifetime Free (limited offer).
Cashback as direct statement credit — no points, no expiry!
Why This Is The Best Everyday Cashback Card in 2025?
5% HPCL fuel • 5% groceries/bills • ₹2000 welcome • LTF offer • 4 lounge visits • 1% fuel waiver everywhere
Best for: HPCL users, families, grocery & bill spends, daily commuters
Limited Offer – Lifetime Free + ₹2,500 Total Welcome Benefits
Card At a Glance
₹0 (LTF offer)
₹0 (Lifetime Free current)
5% fuel | 5% grocery/bills
₹2000 + ₹500 HP voucher
1% everywhere
4 domestic/year
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹0 (Limited LTF) |
| Annual Fee | ₹0 (LTF current batch) |
| Welcome Benefit | ₹2,000 cashback + ₹500 HPCL voucher |
| Foreign Currency Markup | 3.5% + GST |
| Interest Rate | 3.4% per month |
| Fuel Surcharge Waiver | 1% everywhere (max ₹400/month) |
Detailed Reward Rates (2025)
- 5% cashback on HPCL fuel via HP Pay app (up to ₹500/month)
- 5% cashback on groceries, utility bills, mobile recharge (up to ₹750/month)
- 1.5% unlimited cashback on all other spends
- 1% fuel surcharge waiver on all petrol pumps
- 4 domestic lounge visits per year
Airport Lounge Access
4 complimentary domestic lounge visits per year (1 per quarter)
Insurance & Protection Benefits
- Zero lost card liability
- Purchase protection up to ₹1 Lakh
- Personal accident cover ₹5 Lakh
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 5% on HPCL fuel + groceries + bills | Cashback capped (₹1,250/month) |
| ₹2,500 total welcome benefit | 3.5% forex |
| Currently Lifetime Free | Rewards only via HP Pay for max fuel |
| 1% fuel waiver everywhere | |
| 4 lounge visits |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Income: ₹5 Lakh p.a. or ₹40K/month salary
- Credit Score: 750+
- Documents: PAN, Aadhaar, salary slip, bank statement
How to Apply Online (5-Minute Process)
- Visit ICICI Bank website → Credit Cards → HPCL Super Saver
- Click Apply Now → Fill mobile & PAN
- Instant pre-approval → Video KYC
- Card delivered in 7–10 days
Final Verdict – Should You Get It in 2025?
If you use HPCL pumps and spend on groceries & bills, ICICI HPCL Super Saver gives you 5% real cashback across daily spends + ₹2,500 welcome + LTF — easily one of the best everyday cashback cards in India right now. Grab before LTF offer ends!
Frequently Asked Questions (FAQs)
5% on all HPCL pumps?
Yes, 5% cashback via HP Pay app (up to ₹500/month).
Is it lifetime free?
Yes, current applications are approved as Lifetime Free.
Welcome benefit?
₹2,000 cashback + ₹500 HPCL voucher.
Lounge access?
4 domestic visits per year.