Emirates ICICI Emerald Credit Card 2025
Save more than ₹1,00,000+ every year on Emirates flights, unlimited lounges, elite status perks & movies!
If you fly Emirates frequently or just enjoy the frills of premium travel, then the Emirates ICICI Emeralde Credit Card is one of the best super-premium options. The Emirates ICICI Emerald Credit Card offers up to 2.5 Skywards Miles per ₹100, complimentary Silver Tier membership, unlimited domestic & international lounge access, 10,000 welcome miles, and 4 free movie tickets per month. This Emirates ICICI Emerald Credit Card provides exceptional value for loyal Emirates flyers and premium travelers.
Why This Is the Best Emirates Card in 2025
2.5 Miles/₹100 + 6 on Emirates • Unlimited lounges worldwide • Silver/Gold tier status • 10K welcome miles • 4 free movies/month • Dining deals • Low 1.99% interest
Best for: Emirates flyers, frequent international travelers, big spenders chasing elite status
Card At a Glance
₹12,000 + GST
₹12,000 + GST
Up to 2.5 Miles/₹100 | 6 on Emirates
10,000 Skywards Miles + Silver Tier
Unlimited International
3.5%
Complete Fees & Charges
| Particular | Details |
|---|---|
| Joining Fee | ₹12,000 + GST |
| Annual Fee | ₹12,000 + GST |
| Welcome Benefit | 10,000 Miles + Silver Membership |
| Rewards Redemption Fee | Zero |
| Foreign Currency Markup | 3.5% + GST |
| Interest Rate | 1.99% per month |
| Fuel Surcharge Waiver | 1% (up to ₹500/month) |
Detailed Reward Rates (2025)
- 6 Skywards Miles per ₹100 on Emirates spends
- 2 Miles per ₹100 on all other spending (including utilities)
- Gold Tier upgrade on spend ₹15L (including ₹50K Emirates)
- Miles redeem for flights/upgrades on Emirates
- No miles on fuel, rent, wallet loads
- Miles valid for 3 years from earning
Airport Lounge Access
Unlimited Domestic & International Lounge Access Worldwide
Via Priority Pass at 1300+ lounges globally
Spa access at certain Indian airports
For primary cardholder + 1 guest in most lounges
Insurance & Protection Benefits
- ₹5 Crore air accident cover
- Zero lost card liability
- Travel insurance & baggage delay protection
Advantages & Disadvantages (Real User Perspective)
| Advantages | Disadvantages |
|---|---|
| Unlimited lounges worldwide | ₹12,000 High annual fee |
| 2.5 Miles/₹100 + elite status | 3.5% forex markup |
| 10K welcome miles + movies | Miles locked to Emirates |
| Low 1.99% interest rate | Gold upgrade requires ₹15L spend |
| Dining deals through Culinary Treats | No fuel rewards |
Eligibility Criteria & Documents Required
- Age: 21-60 years
- Minimum Annual Income: ₹30 Lakh
- Credit Score: 750+ preferred
- Documents Required: PAN, Aadhaar, salary slip/ITR, bank statement
How to Apply Online in 5 Minutes
- Log on to ICICI website and choose Emeralde
- Fill basic details → Instant pre-approval
- Upload PAN, Aadhaar & income proof
- Video KYC (2–3 minutes)
- Card approved & dispatched within 7–10 days
Final Verdict—Is It Worth It in 2025?
Save ₹80,000+ yearly if you fly Emirates 4+ times a year and spend ₹1 lakh plus every month. Get the ultimate value from miles, status, and lounges with the Emirates ICICI Emerald Credit Card. The Emirates ICICI Emerald Credit Card is recommended for loyal Emirates flyers despite the high fee. Fly premium with this exceptional travel card!
Frequently Asked Questions (FAQs)
How to get Silver Tier with Emirates ICICI Emerald Credit Card?
Silver Tier is applied automatically when the Emirates ICICI Emerald Credit Card is issued and remains active with card usage.
Do unlimited lounges include guests with Emirates ICICI Emerald Credit Card?
Yes, main cardholder + 1 guest in most lounges with Emirates ICICI Emerald Credit Card.
Do miles expire on Emirates ICICI Emerald Credit Card?
Skywards Miles are valid for 3 years from earning date with Emirates ICICI Emerald Credit Card.
Can I redeem miles everywhere with Emirates ICICI Emerald Credit Card?
Miles redeem only for Emirates flights/upgrades with Emirates ICICI Emerald Credit Card.
What is the income requirement for Emirates ICICI Emerald Credit Card?
Minimum ₹30 Lakh annual income required for Emirates ICICI Emerald Credit Card.
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