HSBC Premier Credit Card 2025
Get over ₹2,00,000+ value with unlimited lounge + lowest forex + global privileges!
World’s best premium card for HSBC Premier customers! HSBC Premier Credit Card offers unlimited international lounge access, 1.99% forex, 3 RP/₹100, golf privileges & concierge – completely free.
Perfect for HNIs & frequent international travelers!
Why Choose HSBC Premier in 2025?
Unlimited lounge • 1.99% forex • LTF for Premier • Golf • Concierge
Best for: HSBC Premier banking customers, international travel, luxury lifestyle
Card At a Glance
Nil (for Premier)
Nil (LTF)
3 RP per ₹100
Unlimited International
1.99%
Complimentary Rounds
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | Nil |
| Annual Fee | Nil (LTF for Premier) |
| Reward Points | 3 RP per ₹100 |
| Forex Markup | 1.99% + GST |
| Lounge Access | Unlimited (Priority Pass) |
Detailed Reward Rates (2025)
- 3 RP per ₹100 on all spends
- 1 RP = ₹1 on travel & luxury redemptions
- Unlimited international lounge access (cardholder + guest)
- Golf games & lessons worldwide
Airport Lounge Access
- Unlimited international lounge visits (Priority Pass)
- Unlimited domestic lounge visits
- Guest also free
Insurance & Protection Benefits
- ₹3 Crore air accident cover
- 24×7 global concierge
- Complimentary golf rounds
- Extended warranty & purchase protection
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| Unlimited international lounge | Only for Premier banking customers |
| Lifetime completely free | Premier relationship mandatory |
| 1.99% forex | |
| Golf + concierge |
Eligibility Criteria & Documents Required
- Must be HSBC Premier banking customer
- Minimum TRV ₹50 Lakh or salary ₹40 Lakh+
- Invitation or relationship manager route
How to Apply Online (3-Minute Process)
- Login to HSBC Premier banking
- Go to Cards section
- Apply for Premier Credit Card
- Instant approval
- Card delivered in 5 days
Final Verdict – Should You Get It in 2025?
Best super-premium card in India! Unlimited lounge + 1.99% forex + LTF = ₹2 Lakh+ value/year. Must-have if you’re already HSBC Premier!
Frequently Asked Questions (FAQs)
Unlimited lounge guest bhi free?
Yes! Cardholder + 1 guest free.
Premier banking chahiye?
Yes! Only for Premier customers.
Fee kabhi nahi lagegi?
Never! As long as Premier relationship active.