HSBC Live+ Credit Card 2025
10% Unlimited Cashback on Dining
8 Domestic Lounge Visits
1.5% Unlimited Everywhere
₹999 + GST Fee
Get over ₹35,000+ value with 10% dining + 8 lounges + 1.5% flat!
India’s best dining + lifestyle card! HSBC Live+ gives 10% unlimited cashback on all dining & entertainment, 8 domestic lounge visits, 1.5% flat cashback on everything else, and BookMyShow offers.
Perfect for foodies & weekend plans!
Why Choose HSBC Live+ in 2025?
10% dining • 8 lounges • 1.5% everywhere • BookMyShow offers • Direct cashback
Best for: Dining out, movies, concerts, lifestyle spends
Card At a Glance
Joining Fee
₹999 + GST
₹999 + GST
Annual Fee
₹999 + GST
₹999 + GST
Dining & Entertainment
10% Unlimited
10% Unlimited
All Other Spends
1.5% Unlimited
1.5% Unlimited
Lounge Access
8 Domestic/Year
8 Domestic/Year
Welcome Gift
₹1,000 BMS Voucher
₹1,000 BMS Voucher
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹999 + GST |
| Annual Fee | ₹999 + GST (waived on ₹4L spend) |
| Dining & Entertainment | 10% cashback |
| All Other Spends | 1.5% cashback |
| Cashback Cap | None |
| Forex Markup | 3.5% |
Detailed Reward Rates (2025)
- 10% unlimited cashback on dining, movies, concerts, events
- 1.5% unlimited cashback on all other spends
- Cashback credited monthly as statement credit
- ₹1,000 BookMyShow voucher as welcome gift
- Extra BookMyShow & dining offers
Airport Lounge Access
- 8 complimentary domestic lounge visits per year
- 2 visits per quarter
- Dreamfolks network
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- Zero lost card liability
- Purchase protection up to ₹50,000
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 10% unlimited on dining | ₹999 + GST fee |
| 8 domestic lounges | No international lounge |
| 1.5% flat on everything | 3.5% forex markup |
| Direct cashback |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Annual Income: ₹6 Lakh
- Credit Score: 750+ preferred
- Documents: PAN, Aadhaar, Salary Slip / ITR
How to Apply Online (3-Minute Process)
- Visit HSBC India website
- Select Live+ Card → Apply Now
- Fill details & upload docs
- Video KYC
- Card + ₹1,000 BMS voucher in 10 days
Final Verdict – Should You Get It in 2025?
Best dining + lifestyle card! 10% dining + 8 lounges + 1.5% flat = ₹35K+ value/year. Must-have if you eat out or watch movies regularly!
Frequently Asked Questions (FAQs)
10% dining pe cap hai?
No! 100% unlimited cashback.
BookMyShow offers milte hain?
Yes! Regular BMS & dining deals.
Fee waiver kitna spend pe?
₹4 Lakh annual spend.