ICICI Bank HPCL Super Saver Credit Card 2025
Get rewarded to the tune of up to ₹10,000+ annually on fuel at HPCL petrol pumps, grocery purchases, electricity, and other expenditures!
If you own a car or a bike and purchase fuel from HPCL fuel outlets or make payments for groceries and utilities such as electricity bills, then the ICICI Bank HPCL Super Saver Credit Card is the perfect introductory card for you.
You receive 5% cash back on fuel expenses (4% card benefit and 1% fee waiver), 5% points on groceries and utilities (up to ₹100), 4 domestic lounge accesses, cashback of ₹100 and 2,000 points, and the annual fee of ₹500 is waived on annual expenses of ₹1.5 lakhs.
The reward points can be redeemed for cashback, fuel, or shopping—easy and practical rewards for everyday life!
Why This Is The Best Fuel + Everyday Savings Card in 2025?
• 5% on HPCL fuel • 5% on groceries & utilities • 4 lounge visits • Welcome ₹100 cashback + 2,000 pts • 1% fuel surcharge waiver • • Fee waiver on ₹1.5L spend • Roadside assistance.
Designed for: HPCL fuel cardholders, families who spend money on groceries and bills, occasional travelers, first-time users looking for low fees on their card
Special Offer—Pay joining fee & make ₹5,000 in 45 days for 2,000 points + ₹100 HP Pay cashback
Card At a Glance
₹500 + GST
₹500
5% for Fuel | 5% for Groceries/Utilities
20 points for every ₹100 on Essentials (1 Point = ₹0.25)
4 Domestics per year (1 per quarter)
1% surcharge (maximum ₹200 per month)
Total Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹500 + GST |
| Annual Fee | ₹500 + GST (Waived on ₹1.5 lakh spent) |
| Welcome Benefit | 2,000 Reward Points + ₹100 HP Pay cashback (on ₹5K spend in 45 days) |
| Rewards Redemption | 1 point = ₹0.25 (cashback/fuel) |
| Foreign Currency Markup | 3.5% + GST |
| Interest Rate | 3.75% Per Month |
| Fuel Surcharge Waiver | 1% on ₹400-₹5,000 transactions (max ₹200/month) |
| Cash Advance Fee | 2.5% or ₹500 (whichever is higher) |
Detailed Reward Rates (2025)
- 5% on Fuel at HPCL (4% cashback up to ₹200/month + 1% surcharge waiver)
- Extra 1.5% Reward Points for fuel purchases through HP Pay app at HPCL Outlets
- 5% Value Back (20 points for every ₹100, maximum ₹100/month) on groceries, utilities, department stores
- 1 Reward Point per ₹100 in other spending
- No rewards on wallet top-ups, rent, or government bills
- Points that can be redeemed for cash back, fuel at HPCL, or ICICI catalogues
Airport Lounge Access
- Four complimentary visits a year to domestic lounges (one per quarter)
- Requires ₹35,000 spend in previous quarter to unlock next quarter's visit
- Applicable for cardholder + add-on cards
Insurance & Protection Benefits
- 24x7 Roadside Assistance: Free tow up to 50 km, change of flat tires, etc.
- Zero liability for lost card (if reported immediately)
- Personal air accident insurance of ₹50 Lakh
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 5% cash back on HPCL fuel, up to ₹200/month | Fuel cashback, capped at ₹200/month |
| 5% on groceries & utilities (up to ₹100/month) | Low rewards for non-essentials (1%) |
| Affordable ₹500 fee that is easily waived | Only Domestic Lounges, with spending requirements |
| Welcome cashback of ₹100 + 2,000 points | 3.5% Forex Markup (except for International Transfers) |
| 24x7 roadside assistance | cannot personalize films/dining-related deals |
| Waived 1% Fuel Surcharge fee globally |
Eligibility Criteria & Documents Required
- Age: 21–60 years (salaried) | 21–65 years
- MLS, or minimum legal salary, refers to the minimum amount of income an individual, whether salaried or self-employed, has to have
- Credit Score: 700+ preferred
- Documents: PAN, Aadhaar, salary slip/ITR, bank statement
Online Application Process (5-minute Process)
- Go to the ICICI Bank website and choose the HPCL Super Saver Card
- Basic information completion → Obtain immediate pre-approval
- Upload PAN, Aadhaar & income proof
- Complete Video KYC (2-3 minutes)
- Card approved and dispatched in 7-10 days
Final Verdict—Should You Buy It in 2025?
In case you refill fuel at any HPCL station every month and pay for groceries or bills, this card helps you save ₹5,000-₹10,000 a year with a low fee that can easily be waived. What a great first card for all fuelheads out there—cashbacks, airport lounges, and assistance make for a great deal.
Frequently Asked Questions (FAQs)
How can I earn 5% cash back at gas stations?
Swipe at HPCL pumps or use the HP Pay app → 4% direct cashback + 1% waiver, up to ₹200/month. A. Yes, it gets waived.
Is a credit
A. Yes, if your expenditure was ₹1.5 lakh or more during the previous year.
What is the welcome offer?
A. Pay joining fee + spend ₹5,000 in 45 days → Get 2,000 points + ₹100 HP Pay Cash back.
Are points exchangeable for cash?
A. Yes, 1 point = ₹0.25 as a statement credit or fuel voucher.
How to get lounge access?
1. Invest ₹35,000 in a quarter → Unlock 1 visit for the next quarter.
Roadside assistance—is it free
A. Yes, 24x7 support, including towing up to 50 km.
Affiliate Disclosure: This website may have affiliate links. If you apply through these links and are approved, we may receive compensation at no additional charge to you. Date last updated: December 16, 2025