HDFC Solitaire Credit Card 2025
Get over ₹35,000+ value with 10X jewellery + unlimited lounge + premium benefits!
Best luxury jewellery card! HDFC Solitaire gives 10X reward points on jewellery, unlimited lounge access, ₹10,000 annual jewellery voucher, and 2% forex markup.
Perfect for gold/diamond buyers & luxury travelers!
Why Choose HDFC Solitaire in 2025?
10X jewellery • Unlimited lounge • ₹10K voucher • 2% forex • Golf rounds • Priority Pass
Best for: Jewellery buyers, luxury travelers, high spenders
Card At a Glance
₹12,500
₹12,500
10X Jewellery | 5X Others
Unlimited + Priority Pass
2%
₹10,000/Year
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹12,500 |
| Annual Fee | ₹12,500 |
| Reward Points | 10X Jewellery | 5X Others |
| Forex Markup | 2% + GST |
| Interest Rate | 3.6% per month |
| Fuel Surcharge Waiver | 1% (₹400-₹5,000) |
| Cash Advance Fee | 2.5% of amount |
Detailed Reward Rates (2025)
- 10X points on jewellery (Tanishq, Malabar Gold, etc.)
- 5X points on all other spends
- 1 RP = ₹0.50 (jewellery redemption)
- ₹10,000 annual jewellery voucher
- Birthday doubling of points
Airport Lounge Access
- UNLIMITED domestic lounge access
- Complimentary Priority Pass (international)
- 2 guest visits free
Insurance & Protection Benefits
- ₹3 Crore air accident cover
- ₹1 Crore personal accident cover
- ₹50 Lakh emergency hospitalization
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 10X jewellery rewards | ₹12,500 high fee |
| Unlimited lounge access | No fee waiver |
| ₹10K jewellery voucher | Jewellery focused |
| 2% forex markup | High income required |
| Priority Pass included |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Annual Income: ₹30 Lakh
- Credit Score: 780+ required
- Documents: PAN, Aadhaar, Income Proof
How to Apply Online (3-Minute Process)
- Visit HDFC Solitaire page
- Fill high-income details
- Upload ITR/salary slips
- Video KYC verification
- Card + Priority Pass in 7-10 days
Final Verdict – Should You Get It in 2025?
Best luxury jewellery card! 10X jewellery + unlimited lounge + ₹10K voucher = ₹35,000+ value. Perfect for gold buyers!
Frequently Asked Questions (FAQs)
10X on all jewellery?
Yes! Tanishq, Malabar Gold, CaratLane, etc.
Truly unlimited lounge?
Yes! Domestic + Priority Pass international.
₹10,000 voucher guaranteed?
Yes! Every anniversary automatically.
2% forex good?
Yes! Excellent for international travel.
Easy to get?
₹30L income + excellent credit score required.