HDFC Diners Club Rewardz Credit Card 2025
Save up to ₹35,000+ every year with 5X SmartBuy rewards, ₹1,000 voucher & 8 lounge visits!
If you book flights/hotels via SmartBuy or want Diners Club acceptance, the HDFC Diners Club Rewardz Credit Card is the best value Diners card in India!
You get 5X reward points on SmartBuy (flights, hotels, Apple), ₹1,000 Amazon/Flipkart voucher on joining, 8 domestic lounge visits, 1% fuel waiver, low 2% forex markup, and only ₹1,000 annual fee waived on just ₹1 Lakh spend.
Reward points = Real Cash – redeem for flights, vouchers, Apple products at high value!
Why This Is The Best Value Diners Card in 2025?
5X SmartBuy • ₹1,000 welcome • 8 lounge visits • Diners Club acceptance • Fee waiver ₹1L • 2% forex
Best for: SmartBuy users, online shoppers, lounge seekers, Diners lovers
Fee Waiver – ₹1,000 waived on ₹1 Lakh annual spend
Card At a Glance
₹1,1000 + GST
₹1,000 + GST (Waived on ₹1L)
5X SmartBuy | 3X others
Reward Points
8 Domestic/year
₹1,000 Voucher
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹1,000 + GST |
| Annual Fee | ₹1,000 + GST (Waived on ₹1L spend) |
| Welcome Benefit | ₹1,000 Amazon/Flipkart voucher |
| Foreign Currency Markup | 2% + GST |
| Interest Rate | 3.6% per month |
| Fuel Surcharge Waiver | 1% (max ₹400/month) |
Detailed Reward Rates (2025)
- 5X Reward Points on SmartBuy (flights, hotels, Apple, Amazon)
- 3X Reward Points on all other spends
- 1 Reward Point = up to ₹1 on SmartBuy flights/hotels | ₹0.50 statement credit
- 8 domestic lounge visits per year (2 per quarter)
Airport Lounge Access
8 complimentary domestic lounge visits per year (2 per quarter)
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- Purchase protection up to ₹50,000
- Zero lost card liability
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 5X on SmartBuy (flights/hotels/Apple) | Only domestic lounge |
| ₹1,000 welcome voucher | 2% forex |
| 8 lounge visits/year | |
| Fee waiver on just ₹1L spend | |
| Diners Club acceptance |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Income: ₹70,000/month salary or ₹8.4 Lakh ITR
- Credit Score: 750+
- Documents: PAN, Aadhaar, salary slip/ITR, bank statement
How to Apply Online (5-Minute Process)
- Visit HDFC Bank → Credit Cards → Diners Club Rewardz
- Click Apply Now → Fill mobile & PAN
- Upload documents → Video KYC
- Card delivered in 7–10 days
Final Verdict – Should You Get It in 2025?
If you use SmartBuy or want Diners Club acceptance with lounge access, HDFC Diners Rewardz gives you 5X rewards + ₹1,000 voucher + 8 lounge visits at just ₹1,000 fee (easily waived). Still the best value Diners Club card in India — highly recommended!
Frequently Asked Questions (FAQs)
5X on SmartBuy?
Yes, 5X points on flights, hotels, Apple, Amazon via SmartBuy.
Fee waiver?
Yes, ₹1,000 waived on ₹1 Lakh annual spend.
Lounge access?
8 domestic lounge visits per year.
Welcome gift?
₹1,000 Amazon or Flipkart voucher.