Fibe Axis RuPay Credit Card 2025
Save over ₹12,000+ every year with LTF + 3% Cashback + UPI + Lounges!
Numberless innovation! Fibe Axis RuPay Credit Card is Lifetime Free, 3% cashback food/entertainment/commute (max ₹1.5K/month), 1% others, 4 domestic lounges/year, UPI on all apps, first numberless card, Dining Delights.
Secure UPI rewards card!
Why Choose Fibe Axis RuPay in 2025?
3% cashback • UPI seamless • 4 lounges • Numberless security • Fuel waiver
Best for: UPI users, daily spenders, travellers
Card At a Glance
Nil (LTF)
Nil (LTF)
3% Key | 1% Other
4 Domestic/Year
3.5%
Full Integration
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | Nil |
| Annual Fee | Nil (LTF) |
| Cashback Cap | ₹1.5K/month |
| Foreign Currency Markup | 3.5% + GST |
| Interest Rate | 3.6% per month |
| Fuel Surcharge Waiver | 1% (max ₹400/month) |
Detailed Reward Rates (2025)
- 3% Cashback food delivery/entertainment/commute
- 1% all other spends
- Max ₹1.5K/month total
- Direct statement credit
Airport Lounge Access
1 complimentary/quarter domestic
Primary + add-on
Till Aug 2025
Insurance & Protection Benefits
- Zero lost card liability
- Numberless security
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| LTF numberless | Cashback capped ₹1.5K |
| 3% key categories | No int'l lounges |
| UPI everywhere | 3.5% forex |
| 4 lounges |
Eligibility Criteria & Documents Required
- Age: 21–60 years
- Minimum Annual Income: ₹3 Lakh
- Credit Score: 720+
- Documents: PAN, Aadhaar, Fibe app KYC
How to Apply Online (5-Minute Process)
- Fibe app → Credit Card
- Enter details
- App-based KYC
- Instant virtual card
- Physical in 7 days
Final Verdict – Should You Get It in 2025?
UPI revolution! 3% + secure + lounges = ₹12K+ value. Perfect daily driver.
Frequently Asked Questions (FAQs)
LTF?
Yes, zero fees forever.
3% on what?
Food/entertainment/commute, max ₹1.5K/month.
UPI?
Link to any app for seamless pays.
Numberless?
Yes, enhanced security, details in app.