SBI Doctor's Credit Card 2025
Save up to ₹40,000+ every year with 5X medical rewards, ₹1,500 voucher & 8 lounge visits!
If you are a doctor and spend on medical equipment, pharmacy or clinic expenses, the SBI Doctor's IMA Credit Card is made exclusively for you!
You get ₹1,500 Amazon/Flipkart voucher on joining, 5X reward points on medical, pharmacy, lab & hospital spends, 8 domestic lounge visits, 1% fuel waiver, special IMA member benefits, and only ₹1,499 annual fee waived on ₹2 Lakh spend.
Reward points = Real Cash – redeem for medical bills, vouchers or statement credit!
Why This Is The Best Doctor Card in 2025?
₹1,500 welcome • 5X medical/pharmacy • 8 lounge visits • IMA member perks • Fee waiver ₹2L • Instant redemption
Best for: Doctors, medical professionals, clinic owners, IMA members
Fee Waiver – ₹1,499 waived on ₹2 Lakh annual spend
Card At a Glance
₹1,499 + GST
₹1,499 + GST (Waived on ₹2L)
₹1,500 Voucher
5X medical | 1X others
8 Domestic/year
Instant
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹1,499 + GST |
| Annual Fee | ₹1,499 + GST (Waived on ₹2L spend) |
| Welcome Benefit | ₹1,500 Amazon/Flipkart voucher |
| Foreign Currency Markup | 3.5% + GST |
| Interest Rate | 3.75% per month |
| Fuel Surcharge Waiver | 1% (max ₹100/month) |
Detailed Reward Rates (2025)
- 5X Reward Points on medical, pharmacy, lab, hospital spends
- 1X Reward Points on all other spends
- 1 Reward Point = ₹0.25
- Special offers with IMA partners
- 8 domestic lounge visits per year (2 per quarter)
Airport Lounge Access
8 complimentary domestic lounge visits per year (2 per quarter)
Insurance & Protection Benefits
- ₹1 Crore air accident cover
- Purchase protection up to ₹50,000
- Zero lost card liability
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 5X on medical & pharmacy | Only for doctors |
| ₹1,500 welcome voucher | 3.5% forex |
| 8 domestic lounge visits | |
| Fee waiver on ₹2L spend | |
| IMA member benefits |
Eligibility Criteria & Documents Required
- Only for registered doctors (MBBS & above)
- Valid medical council registration required
- Credit Score: 750+
- Documents: Medical degree, council registration, PAN, Aadhaar
How to Apply Online (5-Minute Process)
- Visit SBI Card → Doctor's Card
- Click Apply Now → Fill details
- Upload medical registration & documents
- Video KYC → Card delivered in 7–10 days
Final Verdict – Should You Get It in 2025?
If you’re a doctor and spend on medical equipment, pharmacy or clinic, SBI Doctor's Card gives you 5X rewards + ₹1,500 voucher + 8 lounge visits — easily ₹35K+ value every year. Best card for medical professionals in India — salute to doctors!
Frequently Asked Questions (FAQs)
Who can apply?
Only registered doctors (MBBS & above).
5X on what?
All medical, pharmacy, lab, hospital spends.
Welcome gift?
₹1,500 Amazon or Flipkart voucher.
Lounge access?
8 domestic lounge visits per year.