CRED IndusInd RuPay Credit Card 2025
Save more than ₹6,000 every year on UPI spends, movies & daily shopping – only for CRED members!
If you are a CRED member with good score, the CRED IndusInd RuPay Credit Card is one of the best UPI + cashback cards in 2025!
You get 1% unlimited cashback on all spends including UPI, BOGO movie tickets monthly on BookMyShow (up to ₹500 off), 1% fuel waiver, personal accident cover & the card is 100% Lifetime Free – no joining or annual fee ever.
Cashback comes as real money – perfect for UPI lovers.
Why This Is The Best CRED UPI Card in 2025?
1% real cashback everywhere • BOGO movies • Full RuPay UPI • 100% LTF • 1% fuel waiver • CRED exclusive
Best for: CRED members, UPI users, movie lovers, daily spenders
Card At a Glance
₹0 (LTF)
₹0 (Lifetime Free)
1% unlimited
BOGO up to ₹500
Full RuPay UPI
1% up to ₹400/month
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | Nil |
| Annual Fee | Nil (Lifetime Free) |
| Cashback Credit | |
| Forex Markup | 3.5% + GST |
| Interest Rate | 3.83% per month |
Detailed Cashback & Benefits (2025)
- 1% unlimited cashback on all spends including UPI
- BOGO movie tickets on BookMyShow (once/month)
- 1% fuel surcharge waiver up to ₹400/month
- No cashback on wallet loads, rent, EMI
- Cashback credited monthly
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 1% real cashback everywhere | CRED membership required |
| 100% Lifetime Free | No lounge access |
| BOGO movies monthly | 3.5% forex |
| Full RuPay UPI support | 1% only |
| 1% fuel waiver |
Eligibility Criteria & Documents
- CRED member with good score
- Age: 21–60 years
- Good credit score (700+)
- Apply only via CRED app
How to Apply (2-Minute Process)
- Open CRED app
- Go to Cards section
- Apply for IndusInd RuPay
- Instant approval (if eligible)
- Card delivered in 5–7 days
Final Verdict – Should You Get It in 2025?
If you are on CRED & spend ₹30,000+ monthly on UPI, this card gives ₹5,000–₹7,000 real cashback yearly with zero fees. Best UPI cashback card for CRED users!
Frequently Asked Questions (FAQs)
Cashback on UPI?
Yes, 1% on all UPI spends.
BOGO movies?
Once/month on BookMyShow – up to ₹500 off.
LTF?
100% – no fees ever.