BoB ICAI Credit Card 2025
Save over ₹22,000+ every year with LTF + 5X ICAI + Lounges!
CA students & members ka favourite! BoB ICAI Credit Card is 100% Lifetime Free, 5X reward points on all ICAI fees & events, 4 domestic lounge visits/year, BookMyShow BOGO.
Best LTF card for Chartered Accountants!
Why Choose BoB ICAI Card in 2025?
5X ICAI rewards • 4 lounges • Movie offers • Fuel waiver • 1.5% forex
Best for: CA students, CAs, ICAI exam payers, moderate travellers
Card At a Glance
Nil (LTF)
Nil (LTF)
5X ICAI | 1% Normal
4 Domestic/Year
1.5%
BOGO upto ₹250
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹0 |
| Annual Fee | ₹0 (Lifetime Free) |
| Rewards Redemption Fee | Nil |
| Foreign Currency Markup | 1.5% + GST |
| Interest Rate | 3.49% per month |
| Fuel Surcharge Waiver | 1% (max ₹500/month) |
Detailed Reward Rates (2025)
- 5 Reward Points / ₹100 on ICAI fees & events
- 1 RP / ₹100 on all other spends
- 1 RP = ₹0.25
- No expiry of reward points
Airport Lounge Access
4 Domestic complimentary visits per year
Primary + add-on combined
Via Dreamfolks
Insurance & Protection Benefits
- ₹5 Lakh air accident cover
- Lost card liability ₹1 Lakh
- Purchase protection
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 100% Lifetime Free | Only for ICAI members/students |
| 5X on all ICAI payments | Only 4 lounges |
| BOGO movies | 1.5% forex (not zero) |
| Easy approval for CAs |
Eligibility Criteria & Documents Required
- ICAI registration/membership mandatory
- Age: 21–65 years
- Credit Score: 720+
- Documents: PAN, Aadhaar, ICAI registration proof
How to Apply Online (5-Minute Process)
- BoB Card website → Co-branded → ICAI
- Enter mobile & ICAI number
- Upload PAN + Aadhaar + ICAI proof
- Video KYC
- Card in 7 days
Final Verdict – Should You Get It in 2025?
No-brainer for every CA & CA student! 100% LTF + 5X ICAI rewards + 4 lounges = ₹22K+ savings every year.
Frequently Asked Questions (FAQs)
Is it really LTF?
Yes, zero joining & annual fee forever.
5X on all ICAI payments?
Yes, fees, exams, events – everything.
Lounge access?
4 domestic visits per year.