Axis SuperMoney RuPay Credit Card 2025
Save more than ₹10,000 every year on bill payments, recharges & daily UPI spends!
If you pay electricity, mobile, DTH, broadband bills or do shopping via SuperMoney app, the Axis SuperMoney RuPay Credit Card is one of the best cashback cards in 2025.
You get 5% unlimited cashback on all SuperMoney spends, 1% unlimited on everything else including UPI, real cashback in statement, and the card is very often offered Lifetime Free with zero joining/annual fee.
Perfect beginner + UPI daily driver card.
Why This Is The Best SuperMoney + UPI Card in 2025?
5% unlimited on SuperMoney • 1% unlimited everywhere • Real cashback • Often LTF • Full RuPay UPI • Easy approval
Best for: Bill payments, SuperMoney users, UPI spenders, beginners
Card At a Glance
₹500 (Often waived)
₹500 (Often LTF)
5% SuperMoney | 1% others
Real statement credit
Full RuPay support
1% (standard)
Complete Fees & Charges
| Particulars | Details |
|---|---|
| Joining Fee | ₹500 (usually waived) |
| Annual Fee | ₹500 (often Lifetime Free) |
| Welcome Benefit | Varies (vouchers/cashback) |
| Cashback Credit | Statement credit every month |
| Foreign Currency Markup | 3.5% + GST |
| Interest Rate | 3.6% per month |
Detailed Cashback Rates (2025)
- 5% unlimited cashback on all transactions via SuperMoney app
- 1% unlimited cashback on all other spends including UPI
- No cashback on wallet loads, fuel, rent, EMI (standard exclusions)
- Cashback credited directly as statement credit
Pros & Cons (Real User View)
| Pros | Cons |
|---|---|
| 5% unlimited on SuperMoney app | 5% only inside SuperMoney |
| 1% unlimited everywhere + UPI | ₹500 fee if not LTF |
| Very often Lifetime Free | No lounge access |
| Real cashback, no points | Rewards lower outside app |
| Easy approval for beginners |
Eligibility Criteria & Documents
- Age: 18–70 years
- Good credit score (650+)
- Salaried or self-employed
- Documents: PAN, Aadhaar, income proof
How to Apply (2-Minute Process)
- Click “Apply Now” button
- Enter mobile & PAN
- Fill basic details
- Video KYC (optional)
- Card delivered in 5–7 days
Final Verdict – Should You Get It in 2025?
If you pay bills or shop via SuperMoney regularly, this card gives ₹8,000–₹12,000 real cashback yearly + 1% on everything else. When LTF, it’s a complete no-brainer daily UPI card!
Frequently Asked Questions (FAQs)
Is it really Lifetime Free?
Yes, currently offered LTF to most applicants.
How to get 5% cashback?
Pay bills/recharge/shop only via SuperMoney app using this card.
Can I use it on GPay/PhonePe?
Yes, full RuPay UPI support.